Financials
Financial year 2025
Verbiest Sparen en Verzekeringen from Herent, company number BE0865900786, closed financial year 2025 with a result of € 22,292 after tax. For that financial year Verbiest Sparen en Verzekeringen recorded a gross margin of € 424,594 and equity of € 201,718. Compared with financial year 2024, the result moved from € 8,985 to € 22,292. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 201,718
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,292
▲ 148% vs 2024
Profit after tax over the fiscal year.
€ 124,170
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 859 paid out
4 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 192,100
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 88,554
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 585,330
▼ 17% vs 2024
€ 116,198 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 821
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,361
▲ 28% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 486,579 | € 432,854 | € 406,484 | € 424,594 | ▲ 4% |
| Profit after taxes | € 39,097 | € 39,426 | € 8,985 | € 22,292 | ▲ 148% |
| Equity | € 252,782 | € 258,250 | € 180,285 | € 201,718 | ▲ 12% |
| Total debts | € 974,493 | € 850,080 | € 726,577 | € 612,832 | ▼ 16% |
| Cash | € 250,629 | € 294,723 | € 165,191 | € 124,170 | ▼ 25% |
| Land & buildings | € 118,125 | € 101,250 | € 84,375 | € 67,500 | ▼ 20% |
| Retained profit | € 234,182 | € 239,650 | € 161,685 | € 183,118 | ▲ 13% |
| Dividend | € 93,590 | € 33,958 | € 86,949 | € 859 | ▼ 99% |
| Bank debt | € 951,708 | € 828,907 | € 704,720 | € 585,330 | ▼ 17% |
| Balance sheet total | € 1,227,275 | € 1,108,329 | € 906,862 | € 814,551 | ▼ 10% |
Key figures of Verbiest Sparen en Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verbiest Sparen en Verzekeringen?
What happened at Verbiest Sparen en Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,292 (▲ 148% vs 2024). Source: NBB ↗
- New establishment in Kortenberg. KBO
- Start of the company according to the CBE. KBO
- New establishment in Herent. KBO
In short
From € 39,097 profit in 2022 to € 22,292 profit in 2025.
Paid € 51,534 in corporate taxes since 2022.
Best year ever: 2023, with € 39,426 profit.
Paid out € 215,356 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Verbiest Sparen en Verzekeringen is Luc Verbiest.
Directors
According to the 2025 annual accounts
Luc Verbiest
Director
Establishments
Establishment units
Physical locations of this company
Onze-Lieve-Vrouwstraat 104
3020 Herent
Dr. V. De Walsplein 20
3070 Kortenberg
Active since 12 April 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0865.900.786
- VAT number
- BE 0865.900.786
- Registered office
- Onze-Lieve-Vrouwstraat 104, 3020 Herent
- Names & denominations
- Verbiest Sparen en Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2004
- Peppol
- Active · Active since 3 Nov 2024
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten