Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
A & B VERZEKERINGEN from Oostkamp, company number BE0865892472, closed financial year 2025 with a result of € 12,783 after tax. For that financial year A & B VERZEKERINGEN recorded a gross margin of € 36,175 and equity of € 150,787. Compared with financial year 2024, the result moved from € 12,606 to € 12,783. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 8, 2026.
€ 150,787
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,783
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 9,919
▲ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 144,587.
People and assets in 2025
€ 14,886
▼ 37% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 791
▼ 58% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,356
▲ € 2,725 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,246
▼ 16% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 35,167 | € 36,776 | € 45,118 | € 36,175 | ▼ 20% |
| Profit after taxes | € 9,876 | € 8,673 | € 12,606 | € 12,783 | ▲ 1% |
| Equity | € 116,725 | € 125,398 | € 138,004 | € 150,787 | ▲ 9% |
| Total debts | € 7,326 | € 1,994 | € 17,057 | € 18,050 | ▲ 6% |
| Cash | € 10,387 | € 8,008 | € 8,550 | € 9,919 | ▲ 16% |
| Land & buildings | € 8,600 | € 6,026 | € 4,009 | € 1,991 | ▼ 50% |
| Retained profit | € 110,525 | € 119,198 | € 131,804 | € 144,587 | ▲ 10% |
| Balance sheet total | € 124,051 | € 127,392 | € 155,061 | € 168,837 | ▲ 9% |
Key figures of A & B VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to A & B VERZEKERINGEN?
What happened at A & B VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,783 (▲ 1% vs 2024). Source: NBB ↗
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,876 profit in 2022 to € 12,783 profit in 2025.
Paid € 14,023 in corporate taxes since 2022.
Best year ever: 2025, with € 12,783 profit.
A new publication or filing at A & B VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Koebroekdreef 13
8020 Oostkamp
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0865.892.472
- VAT number
- BE 0865.892.472
- Registered office
- Koebroekdreef 13, 8020 Oostkamp
- Names & denominations
- A & B VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2004
- Peppol
- Not registered