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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CDK VERZEKERINGEN from Hoogstraten, company number BE0865853672, closed financial year 2025 with a result of € 803,131 after tax. For that financial year CDK VERZEKERINGEN recorded a gross margin of € 1.8 million and equity of € 952,838. Compared with financial year 2024, the result moved from € 613,288 to € 803,131. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 4, 2026.
€ 952,838
▲ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 803,131
▲ 31% vs 2024
Profit after tax over the fiscal year.
€ 4,259
▼ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 556,459 paid out
69 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
10.2
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 657,127
▼ 1% vs 2024
€ 64,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 91,833
▲ 174% vs 2024
Of which on lease € 76,666.
Debts at end 2025
€ 811,279
▼ 1% vs 2024
€ 95,973 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 76,192
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 181,007
▲ 42% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,570,483 | € 1,667,701 | € 1,713,192 | € 1,826,852 | ▲ 7% |
| Profit after taxes | € 539,227 | € 600,993 | € 613,288 | € 803,131 | ▲ 31% |
| Equity | € 566,727 | € 628,493 | € 706,166 | € 952,838 | ▲ 35% |
| Total debts | € 822,588 | € 935,063 | € 1,054,366 | € 1,068,588 | ▲ 1% |
| Cash | € 318,657 | € 244,847 | € 18,166 | € 4,259 | ▼ 77% |
| Land & buildings | € 457,617 | € 386,564 | € 267,192 | € 243,048 | ▼ 9% |
| Retained profit | € 541,727 | € 603,493 | € 681,166 | € 927,838 | ▲ 36% |
| Dividend | € 485,878 | € 539,227 | € 535,615 | € 556,459 | ▲ 4% |
| Bank debt | € 562,144 | € 667,159 | € 822,561 | € 811,279 | ▼ 1% |
| Balance sheet total | € 1,389,316 | € 1,585,349 | € 1,801,267 | € 2,062,162 | ▲ 14% |
| Employees (FTE) | 11.2 | 10 | 10.5 | 10.2 | ▼ 0.3 |
Key figures of CDK VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CDK VERZEKERINGEN?
What happened at CDK VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 803,131 (▲ 31% vs 2024). Source: NBB ↗
- Raf Hillen became a director. NBB
- Dieter Verheyen became a director. NBB
- Paul Kox became a director. NBB
- Jan Coenegrachts became a director. NBB
- New establishment in Brecht. KBO
- New establishment in Rijkevorsel. KBO
- New establishment in Hoogstraten. KBO
In short
From € 539,227 profit in 2022 to € 803,131 profit in 2025.
Paid € 885,566 in corporate taxes since 2022.
Best year ever: 2025, with € 803,131 profit.
On average € 179,100 of value added per employee in 2025.
A new publication or filing at CDK VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of IMNOSEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CDK VERZEKERINGENBehind CDK VERZEKERINGEN are Raf Hillen, Dieter Verheyen, Paul Kox and Jan Coenegrachts. The shares are held by IMNOSEN (25%).
Directors
According to the 2025 annual accounts
Raf Hillen
Director
since 2023
Dieter Verheyen
Director
since 2023
Paul Kox
Director
since 2023
Jan Coenegrachts
Director
Also active at: Marsim Beheer, IMNOSEN, PHILCO, BEHEER QUIRIJNEN, COENEGRACHTS STABLES, VASTGOED CW RE1, ICN PERENSTRAAT, ONE GROUP +20 more
since 2023
Shareholders
25%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Desmedtstraat 8
2322 Hoogstraten
Dorpsstraat 114
2960 Brecht
Active since 1 January 2015
Dorp 13
2310 Rijkevorsel
Active since 1 January 2015
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0865.853.672
- VAT number
- BE 0865.853.672
- Registered office
- Desmedtstraat 8, 2322 Hoogstraten
- Names & denominations
- CDK VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 June 2004
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten