What does CDK VERZEKERINGEN do?

CDK VERZEKERINGEN is an insurance broker in Hoogstraten. Private Limited, started on 18 June 2004, 3 establishments.

What is the address of CDK VERZEKERINGEN?

The registered office of CDK VERZEKERINGEN is located at Desmedtstraat 8, 2322 Hoogstraten.

Is CDK VERZEKERINGEN still active?

Yes. According to the CBE (31 October 2026) CDK VERZEKERINGEN is active, legal situation “Normale toestand”, started on 18 June 2004.

Is CDK VERZEKERINGEN registered on Peppol?

No, CDK VERZEKERINGEN is currently not registered on the Peppol network.

What is the enterprise number of CDK VERZEKERINGEN?

The enterprise number of CDK VERZEKERINGEN is BE0865853672.

When was CDK VERZEKERINGEN founded?

CDK VERZEKERINGEN was founded on 18 June 2004.

Who are the directors of CDK VERZEKERINGEN?

According to the 2025 annual accounts, the directors of CDK VERZEKERINGEN are: Raf Hillen, Dieter Verheyen, Paul Kox, Jan Coenegrachts.

Is CDK VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 June 2004; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 3 establishments in the CBE.

How much profit did CDK VERZEKERINGEN make in 2025?

CDK VERZEKERINGEN posted a profit after taxes of € 803,131 in financial year 2025.

What is the revenue of CDK VERZEKERINGEN?

As a small company, CDK VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,826,852.

How much does an employee at CDK VERZEKERINGEN earn?

The average wage cost per full-time employee at CDK VERZEKERINGEN was € 64,400 in 2025: staff costs of € 657,127 for 10.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CDK VERZEKERINGEN have?

According to the 2025 annual accounts, CDK VERZEKERINGEN has 10.2 full-time equivalents (FTE).

CDK VERZEKERINGEN (Private Limited) - Hoogstraten

Dossier CDK VERZEKERINGEN, printed on 31 October 2026 from databakkes.be/en/0865853672/cdk-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

CDK VERZEKERINGEN from Hoogstraten, company number BE0865853672, closed financial year 2025 with a result of € 803,131 after tax. For that financial year CDK VERZEKERINGEN recorded a gross margin of € 1.8 million and equity of € 952,838. Compared with financial year 2024, the result moved from € 613,288 to € 803,131. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 4, 2026.

What it is worth Growing

€ 952,838

▲ 35% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 803,131

▲ 31% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 4,259

▼ 77% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 556,459 paid out

69 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

10.2

▼ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 657,127

▼ 1% vs 2024

€ 64,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 91,833

▲ 174% vs 2024

Of which on lease € 76,666.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 811,279

▼ 1% vs 2024

€ 95,973 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 76,192

▼ 24% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 181,007

▲ 42% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,570,483 Gross margin 2022: € 1,570,483 First fiscal year in the series	€ 1,667,701 Gross margin 2023: € 1,667,701 ▲ 6% vs 2022 (€ 1,570,483) Favourable step	€ 1,713,192 Gross margin 2024: € 1,713,192 ▲ 3% vs 2023 (€ 1,667,701) Favourable step	€ 1,826,852 Gross margin 2025: € 1,826,852 ▲ 7% vs 2024 (€ 1,713,192) Favourable step	▲ 7%
Profit after taxes	€ 539,227 Profit after taxes 2022: € 539,227 First fiscal year in the series	€ 600,993 Profit after taxes 2023: € 600,993 ▲ 11% vs 2022 (€ 539,227) Favourable step	€ 613,288 Profit after taxes 2024: € 613,288 ▲ 2% vs 2023 (€ 600,993) Favourable step	€ 803,131 Profit after taxes 2025: € 803,131 ▲ 31% vs 2024 (€ 613,288) Favourable step	▲ 31%
Equity	€ 566,727 Equity 2022: € 566,727 First fiscal year in the series	€ 628,493 Equity 2023: € 628,493 ▲ 11% vs 2022 (€ 566,727) Favourable step	€ 706,166 Equity 2024: € 706,166 ▲ 12% vs 2023 (€ 628,493) Favourable step	€ 952,838 Equity 2025: € 952,838 ▲ 35% vs 2024 (€ 706,166) Favourable step	▲ 35%
Total debts	€ 822,588 Total debts 2022: € 822,588 First fiscal year in the series	€ 935,063 Total debts 2023: € 935,063 ▲ 14% vs 2022 (€ 822,588) Unfavourable step	€ 1,054,366 Total debts 2024: € 1,054,366 ▲ 13% vs 2023 (€ 935,063) Unfavourable step	€ 1,068,588 Total debts 2025: € 1,068,588 ▲ 1% vs 2024 (€ 1,054,366) Unfavourable step	▲ 1%
Cash	€ 318,657 Cash 2022: € 318,657 First fiscal year in the series	€ 244,847 Cash 2023: € 244,847 ▼ 23% vs 2022 (€ 318,657) Unfavourable step	€ 18,166 Cash 2024: € 18,166 ▼ 93% vs 2023 (€ 244,847) Unfavourable step	€ 4,259 Cash 2025: € 4,259 ▼ 77% vs 2024 (€ 18,166) Unfavourable step	▼ 77%
Land & buildings	€ 457,617 Land & buildings 2022: € 457,617 First fiscal year in the series	€ 386,564 Land & buildings 2023: € 386,564 ▼ 16% vs 2022 (€ 457,617) Unchanged	€ 267,192 Land & buildings 2024: € 267,192 ▼ 31% vs 2023 (€ 386,564) Unchanged	€ 243,048 Land & buildings 2025: € 243,048 ▼ 9% vs 2024 (€ 267,192) Unchanged	▼ 9%
Retained profit	€ 541,727 Retained profit 2022: € 541,727 First fiscal year in the series	€ 603,493 Retained profit 2023: € 603,493 ▲ 11% vs 2022 (€ 541,727) Favourable step	€ 681,166 Retained profit 2024: € 681,166 ▲ 13% vs 2023 (€ 603,493) Favourable step	€ 927,838 Retained profit 2025: € 927,838 ▲ 36% vs 2024 (€ 681,166) Favourable step	▲ 36%
Dividend	€ 485,878 Dividend 2022: € 485,878 First fiscal year in the series	€ 539,227 Dividend 2023: € 539,227 ▲ 11% vs 2022 (€ 485,878) Unchanged	€ 535,615 Dividend 2024: € 535,615 ▼ 1% vs 2023 (€ 539,227) Unchanged	€ 556,459 Dividend 2025: € 556,459 ▲ 4% vs 2024 (€ 535,615) Unchanged	▲ 4%
Bank debt	€ 562,144 Bank debt 2022: € 562,144 First fiscal year in the series	€ 667,159 Bank debt 2023: € 667,159 ▲ 19% vs 2022 (€ 562,144) Unfavourable step	€ 822,561 Bank debt 2024: € 822,561 ▲ 23% vs 2023 (€ 667,159) Unfavourable step	€ 811,279 Bank debt 2025: € 811,279 ▼ 1% vs 2024 (€ 822,561) Favourable step	▼ 1%
Balance sheet total	€ 1,389,316 Balance sheet total 2022: € 1,389,316 First fiscal year in the series	€ 1,585,349 Balance sheet total 2023: € 1,585,349 ▲ 14% vs 2022 (€ 1,389,316) Unchanged	€ 1,801,267 Balance sheet total 2024: € 1,801,267 ▲ 14% vs 2023 (€ 1,585,349) Unchanged	€ 2,062,162 Balance sheet total 2025: € 2,062,162 ▲ 14% vs 2024 (€ 1,801,267) Unchanged	▲ 14%
Employees (FTE)	11.2 Employees (FTE) 2022: 11.2 First fiscal year in the series	10 Employees (FTE) 2023: 10 ▼ 1.2 vs 2022 (11.2) Unchanged	10.5 Employees (FTE) 2024: 10.5 ▲ 0.5 vs 2023 (10) Unchanged	10.2 Employees (FTE) 2025: 10.2 ▼ 0.3 vs 2024 (10.5) Unchanged	▼ 0.3

Key figures of CDK VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CDK VERZEKERINGEN?

What happened at CDK VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 4, 2026 New annual accounts for financial year 2025: profit of € 803,131 (▲ 31% vs 2024). Source: NBB ↗
2023 Raf Hillen became a director. NBB
2023 Dieter Verheyen became a director. NBB
2023 Paul Kox became a director. NBB
2023 Jan Coenegrachts became a director. NBB
Jan 1, 2015 New establishment in Brecht. KBO
Jan 1, 2015 New establishment in Rijkevorsel. KBO
Jul 1, 2004 New establishment in Hoogstraten. KBO

In short

From € 539,227 profit in 2022 to € 803,131 profit in 2025.

Paid € 885,566 in corporate taxes since 2022.

Best year ever: 2025, with € 803,131 profit.

On average € 179,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

IMNOSEN 25%

The stake of IMNOSEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CDK VERZEKERINGEN

Behind CDK VERZEKERINGEN are Raf Hillen, Dieter Verheyen, Paul Kox and Jan Coenegrachts. The shares are held by IMNOSEN (25%).

Directors

According to the 2025 annual accounts

Raf Hillen

Director

since 2023

Dieter Verheyen

Director

since 2023

Paul Kox

Director

since 2023

Jan Coenegrachts

Director

Also active at: Marsim Beheer, IMNOSEN, PHILCO, BEHEER QUIRIJNEN, COENEGRACHTS STABLES, VASTGOED CW RE1, ICN PERENSTRAAT, ONE GROUP +21 more

since 2023

Shareholders

IMNOSEN

25%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Desmedtstraat 8

2322 Hoogstraten

2.382.691.568

Dorpsstraat 114

2960 Brecht

Active since 1 January 2015

2.382.691.667

Dorp 13

2310 Rijkevorsel

Active since 1 January 2015

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0865.853.672

VAT number

BE 0865.853.672

Registered office

Desmedtstraat 8, 2322 Hoogstraten

Names & denominations

CDK VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

18 June 2004

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

CDK VERZEKERINGEN

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Financials

What happened to CDK VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions