Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
X-CHANGE-CONSULT from Knokke-Heist, company number BE0865460328, closed financial year 2025 with a result of € -1,230 after tax. For that financial year X-CHANGE-CONSULT recorded a gross margin of € 8,008 and equity of € -38,969. Compared with financial year 2024, the result moved from € -12,165 to € -1,230. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ -38,969
▼ € 1,230 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,230
▲ 90 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,647
▲ € 3,434 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -81,851.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 38,084
▼ 34% vs 2024
Loans from banks and other lenders, long and short.
€ 11,150
▲ 252% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,406
▲ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,176 | € -11,803 | € 30,885 | € 8,008 | ▼ 74% |
| Profit after taxes | € -8,575 | € -14,430 | € -12,165 | € -1,230 | ▲ € 10,935 |
| Equity | € -11,142 | € -25,573 | € -37,738 | € -38,969 | ▼ € 1,230 |
| Total debts | € 72,708 | € 62,439 | € 78,866 | € 66,095 | ▼ 16% |
| Cash | € 1,299 | € 386 | € 213 | € 3,647 | ▲ € 3,434 |
| Retained profit | € -54,025 | € -68,455 | € -80,620 | € -81,851 | ▼ € 1,230 |
| Bank debt | € 35,510 | € 28,824 | € 58,000 | € 38,084 | ▼ 34% |
| Balance sheet total | € 61,566 | € 36,866 | € 41,128 | € 27,126 | ▼ 34% |
Key figures of X-CHANGE-CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to X-CHANGE-CONSULT?
What happened at X-CHANGE-CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,230. Source: NBB ↗
- Guido Castelein became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,575 loss in 2022 to € 1,230 loss in 2025.
Management
Behind X-CHANGE-CONSULT is Guido Castelein.
Directors
According to the 2025 annual accounts
Guido Castelein
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Dumortierlaan 2 box 21
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0865.460.328
- VAT number
- BE 0865.460.328
- Registered office
- Dumortierlaan 2 bus 21, 8300 Knokke-Heist
- Names & denominations
- X-CHANGE-CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 May 2004
- Peppol
- Active · Active since 13 Feb 2026
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering