Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PILCHARD from Sint-Niklaas, company number BE0865438849, closed financial year 2025 with a result of € 6,580 after tax. For that financial year PILCHARD recorded a gross margin of € 17,543 and equity of € 113,328. Compared with financial year 2024, the result moved from € 9,481 to € 6,580. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 113,328
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,580
▼ 31% vs 2024
Profit after tax over the fiscal year.
€ 2,066
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 96,228.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 3,500
▼ 49% vs 2024
Loans from banks and other lenders, long and short.
€ 850
Supplier invoices still open on the last day of the fiscal year.
€ 8,147
▲ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 22,213 | € 20,954 | € 21,882 | € 17,543 | ▼ 20% |
| Profit after taxes | € 8,612 | € 7,629 | € 9,481 | € 6,580 | ▼ 31% |
| Equity | € 89,639 | € 97,268 | € 106,748 | € 113,328 | ▲ 6% |
| Total debts | € 50,058 | € 31,888 | € 18,725 | € 17,446 | ▼ 7% |
| Cash | € 334 | € 685 | € 2,146 | € 2,066 | ▼ 4% |
| Land & buildings | € 135,442 | € 127,277 | € 122,509 | € 124,668 | ▲ 2% |
| Retained profit | € 72,539 | € 80,168 | € 89,648 | € 96,228 | ▲ 7% |
| Bank debt | € 42,509 | € 24,981 | € 6,888 | € 3,500 | ▼ 49% |
| Balance sheet total | € 139,697 | € 129,156 | € 125,473 | € 130,775 | ▲ 4% |
Key figures of PILCHARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PILCHARD?
What happened at PILCHARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,580 (▼ 31% vs 2024). filed late Source: NBB ↗
- Claire Joos became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,612 profit in 2022 to € 6,580 profit in 2025.
Paid € 14,050 in corporate taxes since 2022.
Best year ever: 2024, with € 9,481 profit.
A new publication or filing at PILCHARD? We notify you, reason included.
Follow PILCHARDDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Zakenkantoor Filip Verstraeten comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PILCHARDBehind PILCHARD is Claire Joos. The shares are held by Zakenkantoor Filip Verstraeten (39.3%).
Directors
According to the 2025 annual accounts
Claire Joos
Director
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dr. Verdurmenstraat 25
9100 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0865.438.849
- VAT number
- BE 0865.438.849
- Registered office
- Dr. Verdurmenstraat 25, 9100 Sint-Niklaas
- Names & denominations
- PILCHARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 May 2004
- Peppol
- Not registered
- Contact
- advocatenlegatjoos.be 03 765 96 67