Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
L & T CONCEPT from Chaudfontaine, company number BE0865384609, closed financial year 2025 with a result of € 44,985 after tax. For that financial year L & T CONCEPT recorded a gross margin of € 164,687 and equity of € -760,079. Compared with financial year 2024, the result moved from € -244,114 to € 44,985. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ -760,079
▲ € 44,985 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,985
▲ still € 244,114 loss in 2024
Profit after tax over the fiscal year.
€ 7,356
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1.1 million.
People and assets in 2025
€ 28
▼ 96% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.8 million
▲ 26% vs 2024
€ 39,005 is repaid this year. At this pace the long-term loan is gone in ≈ 122 years.
€ 98,319
▲ € 94,859 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,711 | € -47,345 | € -33,922 | € 164,687 | ▲ € 198,609 |
| Profit after taxes | € -16,441 | € -125,554 | € -244,114 | € 44,985 | ▲ € 289,099 |
| Equity | € -435,397 | € -560,950 | € -805,064 | € -760,079 | ▲ € 44,985 |
| Total debts | € 813,778 | € 2,918,621 | € 3,780,829 | € 4,856,270 | ▲ 28% |
| Cash | - | € 1,059 | € 311,455 | € 7,356 | ▼ 98% |
| Land & buildings | € 353,586 | € 2,331,527 | € 2,635,552 | € 458,854 | ▼ 83% |
| Retained profit | € -800,397 | € -925,950 | € -1,170,064 | € -1,125,079 | ▲ € 44,985 |
| Bank debt | € 809,780 | € 2,914,280 | € 3,773,028 | € 4,753,611 | ▲ 26% |
| Balance sheet total | € 378,381 | € 2,357,670 | € 2,975,765 | € 4,096,192 | ▲ 38% |
Key figures of L & T CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L & T CONCEPT?
What happened at L & T CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 44,985. Source: NBB ↗
- Sébastian KNAUF became a director. NBB
- Clément HANNEQUART became a director. NBB
- New establishment in Chaudfontaine. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,441 loss in 2022 to € 44,985 profit in 2025.
Best year ever: 2025, with € 44,985 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind L & T CONCEPT are Sébastian KNAUF and Clément HANNEQUART. Clément HANNEQUART is also behind TRIMMO, R-GROUP Holding, Energy Village Immo, ZENY and MERLIN SOFTWARE.
Directors
According to the 2025 annual accounts
Sébastian KNAUF
Director
since 2023
Clément HANNEQUART
Director
Also active at: TRIMMO, R-GROUP Holding, Energy Village Immo, ZENY, MERLIN SOFTWARE, RENO-ISOL
since 2009
Establishments
Establishment units
Physical locations of this company
Rue Jacques Musch 39
4053 Chaudfontaine
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0865.384.609
- VAT number
- BE 0865.384.609
- Registered office
- Rue Jacques Musch 39, 4053 Chaudfontaine
- Names & denominations
- L & T CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 May 2004
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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