Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMET INTERIEUR EN BOUW from Zulte, company number BE0865212482, closed financial year 2025 with a result of € -34,330 after tax. For that financial year SMET INTERIEUR EN BOUW recorded a gross margin of € 560,649 and equity of € -185,719. Compared with financial year 2024, the result moved from € 6,283 to € -34,330. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ -185,719
▼ € 34,330 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,330
▼ still € 6,283 profit in 2024
Profit after tax over the fiscal year.
€ 1,252
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -204,319.
People and assets in 2025
€ 566,320
▼ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 150,115
▼ 10% vs 2024
Loans from banks and other lenders, long and short.
€ 67,792
▼ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 294,061
▲ € 221,715 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 549,953 | € 472,055 | € 607,071 | € 560,649 | ▼ 8% |
| Profit after taxes | € -54,711 | € -76,251 | € 6,283 | € -34,330 | ▼ € 40,613 |
| Equity | € -81,422 | € -157,673 | € -151,390 | € -185,719 | ▼ € 34,330 |
| Total debts | € 370,108 | € 431,798 | € 370,198 | € 533,968 | ▲ 44% |
| Cash | € 17,424 | € 24,965 | € 2,811 | € 1,252 | ▼ 55% |
| Retained profit | € -100,022 | € -176,273 | € -169,990 | € -204,319 | ▼ € 34,330 |
| Bank debt | € 201,258 | € 183,846 | € 166,313 | € 150,115 | ▼ 10% |
| Balance sheet total | € 288,685 | € 274,125 | € 218,809 | € 348,248 | ▲ 59% |
| Employees (FTE) | 9.4 | 7.8 | 8.7 | - |
Key figures of SMET INTERIEUR EN BOUW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SMET INTERIEUR EN BOUW?
What happened at SMET INTERIEUR EN BOUW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 34,330 (▼ € 40,613 vs 2024). Source: NBB ↗
- Martine Ketels became a director. NBB
- Walter Desmet became a director. NBB
- Jonas Desmet became a director. NBB
- Jasper Desmet became a director. NBB
- New establishment in Zulte. KBO
- Start of the company according to the CBE. KBO
In short
From € 54,711 loss in 2022 to € 34,330 loss in 2025.
Paid € 894 in corporate taxes since 2022.
Best year ever: 2024, with € 6,283 profit.
On average € 69,800 of value added per employee in 2024.
A new publication or filing at SMET INTERIEUR EN BOUW? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SMET INTERIEUR EN BOUW are Martine Ketels, Jasper Desmet, Walter Desmet and Jonas Desmet. The same people are also behind SMET KONSTRUKT. Walter Desmet is also behind WALMAR INVEST.
Directors
According to the 2025 annual accounts
since 2024
since 2023
since 2024
since 2024
Establishments
Establishment units
Physical locations of this company
Staatsbaan 289
9870 Zulte
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0865.212.482
- VAT number
- BE 0865.212.482
- Registered office
- Staatsbaan 289, 9870 Zulte
- Names & denominations
- SMET INTERIEUR EN BOUW · SMET IB
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 May 2004
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- trappensmet.be
- Activities · NACE
Schrijnwerk
Schrijnwerk van hout of van kunststof