Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
HABITERRA from Knokke-Heist, company number BE0865050552, closed financial year 2025 with a result of € -7,475 after tax. For that financial year HABITERRA recorded a gross margin of € 15,901 and equity of € 115,514. Compared with financial year 2024, the result moved from € -11,864 to € -7,475. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 115,514
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,475
▲ 37 % less loss than in 2024
Profit after tax over the fiscal year.
€ 21,838
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 96,914.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 41,531
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 31,333
▼ 23% vs 2024
€ 11,460 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 22,448
▲ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,263
▼ 73% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,122 | € 11,674 | € 10,463 | € 15,901 | ▲ 52% |
| Profit after taxes | € 13,781 | € -3,162 | € -11,864 | € -7,475 | ▲ € 4,389 |
| Equity | € 138,016 | € 134,854 | € 122,990 | € 115,514 | ▼ 6% |
| Total debts | € 83,192 | € 83,855 | € 78,299 | € 70,855 | ▼ 10% |
| Cash | € 154,746 | € 79,670 | € 25,447 | € 21,838 | ▼ 14% |
| Retained profit | € 119,466 | € 116,304 | € 104,440 | € 96,914 | ▼ 7% |
| Dividend | € 13,781 | € 0 | € 0 | € 0 | |
| Bank debt | € 0 | € 48,055 | € 40,856 | € 31,333 | ▼ 23% |
| Balance sheet total | € 221,208 | € 218,709 | € 201,289 | € 186,369 | ▼ 7% |
Key figures of HABITERRA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HABITERRA?
What happened at HABITERRA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,475. Source: NBB ↗
- Charlotte Wybo became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,781 profit in 2022 to € 7,475 loss in 2025.
Paid € 473 in corporate taxes since 2022.
Best year ever: 2022, with € 13,781 profit.
Paid out € 13,781 in dividends to the owners in total.
A new publication or filing at HABITERRA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HABITERRA is Charlotte Wybo. Charlotte Wybo is also behind NOVA PAINTING.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Weibroekstraat 11
8301 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0865.050.552
- VAT number
- BE 0865.050.552
- Registered office
- Weibroekstraat 11, 8301 Knokke-Heist
- Names & denominations
- HABITERRA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 April 2004
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- artsyimpact.com
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