Financials
Financial year 2025
Z & F from Vilvoorde, company number BE0864346412, closed financial year 2025 with a result of € -1,252 after tax. For that financial year Z & F recorded a gross margin of € 30,295 and equity of € 40,430. Compared with financial year 2024, the result moved from € 1,059 to € -1,252. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 11, 2026.
€ 40,430
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,252
▼ still € 1,059 profit in 2024
Profit after tax over the fiscal year.
€ 15,015
▼ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 21,830.
People and assets in 2025
€ 20,954
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 23,568
▲ € 23,097 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,811
▲ 209% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 166,838 | € 145,993 | - | - | |
| Gross margin | € 14,036 | € 9,487 | € 36,059 | € 30,295 | ▼ 16% |
| Profit after taxes | € -80 | € -2,054 | € 1,059 | € -1,252 | ▼ € 2,311 |
| Equity | € 42,677 | € 40,623 | € 41,682 | € 40,430 | ▼ 3% |
| Total debts | € 60,693 | € 60,429 | € 69,466 | € 48,818 | ▼ 30% |
| Cash | € 22,438 | € 4,122 | € 19,428 | € 15,015 | ▼ 23% |
| Land & buildings | - | - | - | € 4,050 | |
| Retained profit | € 24,077 | € 22,023 | € 23,082 | € 21,830 | ▼ 5% |
| Balance sheet total | € 103,370 | € 101,052 | € 111,148 | € 89,248 | ▼ 20% |
Key figures of Z & F, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z & F?
What happened at Z & F in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,252 (▼ € 2,311 vs 2024). filed late Source: NBB ↗
- New establishment in Vilvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 80 loss in 2023 to € 1,252 loss in 2025.
Paid € 2,146 in corporate taxes since 2023.
Best year ever: 2024, with € 1,059 profit.
Establishments
Establishment units
Physical locations of this company
de Bavaylei 66
1800 Vilvoorde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0864.346.412
- VAT number
- BE 0864.346.412
- Registered office
- de Bavaylei 66, 1800 Vilvoorde
- Names & denominations
- Z & F
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 March 2004
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Goederenvervoer over de weg
Overige posterijen en koeriers
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in andere motorvoertuigen (> 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)