Financials
Financial year 2024
Z & F from Vilvoorde, company number BE0864346412, closed financial year 2024 with a result of € 1,059 after tax. For that financial year Z & F recorded a gross margin of € 36,059 and equity of € 41,682. Compared with financial year 2023, the result moved from € -2,054 to € 1,059. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.
€ 41,682
▲ 3% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,059
▲ still € 2,054 loss in 2023
Profit after tax over the fiscal year.
€ 19,428
▲ € 15,306 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 23,082.
People and assets in 2024
€ 41,938
▼ 15% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 472
▼ 55% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1,555
▲ 189% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 182,597 | € 166,838 | € 145,993 | - | |
| Gross margin | € 20,633 | € 14,036 | € 9,487 | € 36,059 | ▲ 280% |
| Profit after taxes | € 4,545 | € -80 | € -2,054 | € 1,059 | ▲ € 3,112 |
| Equity | € 42,757 | € 42,677 | € 40,623 | € 41,682 | ▲ 3% |
| Total debts | € 66,493 | € 60,693 | € 60,429 | € 69,466 | ▲ 15% |
| Cash | € 67,662 | € 22,438 | € 4,122 | € 19,428 | ▲ € 15,306 |
| Retained profit | € 24,157 | € 24,077 | € 22,023 | € 23,082 | ▲ 5% |
| Balance sheet total | € 109,250 | € 103,370 | € 101,052 | € 111,148 | ▲ 10% |
Key figures of Z & F, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Z & F?
What happened at Z & F in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 1,059. filed late Source: NBB ↗
- New establishment in Vilvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,545 profit in 2022 to € 1,059 profit in 2024.
Paid € 2,147 in corporate taxes since 2022.
Best year ever: 2022, with € 4,545 profit.
A new publication or filing at Z & F? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
de Bavaylei 66
1800 Vilvoorde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0864.346.412
- VAT number
- BE 0864.346.412
- Registered office
- de Bavaylei 66, 1800 Vilvoorde
- Names & denominations
- Z & F
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 March 2004
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Goederenvervoer over de weg
Overige posterijen en koeriers
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in andere motorvoertuigen (> 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)