Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2024; threshold 65 %.
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Busy address KBO
23 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
MY CONCEPT from La Louvière, company number BE0864233079, closed financial year 2024 with a result of € 49,852 after tax. For that financial year MY CONCEPT recorded a gross margin of € 152,359 and equity of € -548,185. Compared with financial year 2023, the result moved from € -347,464 to € 49,852. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2025.
€ -548,185
▲ € 54,502 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 49,852
▲ still € 347,464 loss in 2023
Profit after tax over the fiscal year.
€ 58,151
▲ € 58,132 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -566,785.
Debts at end 2024
€ 613,265
▼ 46% vs 2023
€ 21,367 is repaid this year. At this pace the long-term loan is gone in ≈ 29 years.
€ 17,416
▼ 37% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 14,870
▼ 16% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 940,161 | € 611,304 | - | - | |
| Gross margin | € 177,694 | € 211,090 | € -86,706 | € 152,359 | ▲ € 239,065 |
| Profit after taxes | € 6,733 | € 2,283 | € -347,464 | € 49,852 | ▲ € 397,316 |
| Equity | € -257,505 | € -255,223 | € -602,687 | € -548,185 | ▲ € 54,502 |
| Total debts | € 3,037,276 | € 2,955,871 | € 2,303,102 | € 1,714,717 | ▼ 26% |
| Cash | € 60,889 | € 35,779 | € 19 | € 58,151 | ▲ € 58,132 |
| Land & buildings | € 1,769,907 | € 1,705,371 | € 1,228,419 | € 790,550 | ▼ 36% |
| Retained profit | € -271,455 | € -269,173 | € -616,637 | € -566,785 | ▲ € 49,852 |
| Bank debt | € 1,640,953 | € 1,425,649 | € 1,140,978 | € 613,265 | ▼ 46% |
| Balance sheet total | € 2,779,771 | € 2,700,648 | € 1,700,415 | € 1,166,532 | ▼ 31% |
Key figures of MY CONCEPT, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to MY CONCEPT?
What happened at MY CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 49,852. Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,733 profit in 2021 to € 49,852 profit in 2024.
Paid € 21,957 in corporate taxes since 2021.
Best year ever: 2024, with € 49,852 profit.
A new publication or filing at MY CONCEPT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Chaussée du Pont du Sart(H-A) 232
7110 La Louvière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 23 companies are registered at this address.
All companies at this address →IMMO JEB CONSTRUCT
€ 40,540 revenue · 2025
LIBRA TAX & ACCOUNTANCY - HAINAUT
€ 267,715 gross margin · 2025
TX BENELUX
€ 29,383 gross margin · 2025
CAROLO CONTAINER
€ 167,896 gross margin · 2024
M.L.C TERRASSEMENT
€ 29,621 gross margin · 2024
+18 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0864.233.079
- VAT number
- BE 0864.233.079
- Registered office
- Chaussée du Pont du Sart(H-A) 232, 7110 La Louvière
- Names & denominations
- MY CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 March 2004
- Peppol
- Active · Active since 14 Nov 2025
- Activities · NACE
Groothandel in levend vee
Overige gespecialiseerde bouwwerkzaamheden
Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.
Niet-gespecialiseerde groothandel
Groothandel in andere consumentenartikelen, n.e.g.
Overige gespecialiseerde bouwactiviteiten, neg