Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Carrefour des Cultures from Namur, company number BE0864036606, closed financial year 2025 with a result of € 38,131 after tax. For that financial year Carrefour des Cultures recorded revenue of € 1,171 and equity of € -5,829. Compared with financial year 2024, the result moved from € -83,482 to € 38,131. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ -5,829
▲ € 38,131 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 38,131
▲ still € 83,482 loss in 2024
Profit after tax over the fiscal year.
€ 25,309
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
€ 432,338
▼ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,872
▼ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 30,000
Loans from banks and other lenders, long and short.
€ 12,133
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 66,504
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,500 | € 824 | € 1,954 | € 1,171 | ▼ 40% |
| Gross margin | € 389,880 | € 469,893 | € 474,274 | € 483,336 | ▲ 2% |
| Profit after taxes | € -346 | € 15,858 | € -83,482 | € 38,131 | ▲ € 121,613 |
| Equity | € 23,663 | € 39,521 | € -43,961 | € -5,829 | ▲ € 38,131 |
| Total debts | € 77,991 | € 113,437 | € 138,090 | € 110,136 | ▼ 20% |
| Cash | € 17,610 | € 65,703 | € 36,781 | € 25,309 | ▼ 31% |
| Retained profit | € 23,663 | € 39,521 | € -43,961 | € -5,829 | ▲ € 38,131 |
| Bank debt | € 0 | € 0 | € 0 | € 30,000 | |
| Balance sheet total | € 111,654 | € 162,958 | € 104,129 | € 114,307 | ▲ 10% |
Key figures of Carrefour des Cultures, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Carrefour des Cultures?
What happened at Carrefour des Cultures in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Khalil NEJJAR stepped down as director. NBB
- Richard SAKA SAPU stepped down as director. NBB
- Guy FAYS stepped down as director. NBB
- Jean-Marie DELMOTTE stepped down as director. NBB
- Atheyathe BALLAYACHI stepped down as director. NBB
- Anne TONGLET stepped down as director. NBB
- Maguy AKATSHI ONOTAMBE stepped down as director. NBB
- Mina Nejjar stepped down as director. NBB
In short
From € 346 loss in 2022 to € 38,131 profit in 2025.
Best year ever: 2025, with € 38,131 profit.
A new publication or filing at Carrefour des Cultures? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Khalil NEJJAR
Director
since 2022 · until 2026
Richard SAKA SAPU
Director
since 2022 · until 2026
Guy FAYS
Director
since 2022 · until 2026
Jean-Marie DELMOTTE
Director
since 2022 · until 2026
Atheyathe BALLAYACHI
Director
since 2022 · until 2026
Anne TONGLET
Director
since 2022 · until 2026
Maguy AKATSHI ONOTAMBE
Director
since 2022 · until 2026
Mina Nejjar
Director
since 2022 · until 2026
Establishments
Establishment units
Physical locations of this company
Avenue Cardinal Mercier 40
5000 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AUTOMATTIC - Automattic, Inc, US
Domain
Domain
carrefourdescultures.org
Registered
2009-04-03
Registrar
Automattic Inc.
Expires
2029-04-03
Website info
Features
Security
Network
Details
- Company number
- 0864.036.606
- VAT number
- BE 0864.036.606
- Registered office
- Avenue Cardinal Mercier 40, 5000 Namur
- Names & denominations
- Carrefour des Cultures
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 15 March 2004
- Peppol
- Not registered
- Contact
- carrefourdescultures.org
- Activities · NACE
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