What does FINANCE INSURANCE STEPHANE DEMOLDER do?

FINANCE INSURANCE STEPHANE DEMOLDER is registered with the CBE as active in: Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg. General partnership, started on 9 March 2004, 1 establishment.

What is the address of FINANCE INSURANCE STEPHANE DEMOLDER?

The registered office of FINANCE INSURANCE STEPHANE DEMOLDER is located at Avenue Maurice Maeterlinck 11, 1300 Wavre.

Is FINANCE INSURANCE STEPHANE DEMOLDER still active?

Yes. According to the CBE (18 September 2026) FINANCE INSURANCE STEPHANE DEMOLDER is active, legal situation “Normale toestand”, started on 9 March 2004.

Is FINANCE INSURANCE STEPHANE DEMOLDER registered on Peppol?

Yes, FINANCE INSURANCE STEPHANE DEMOLDER is registered on the Peppol network with ID 0208:0863937923.

What is the enterprise number of FINANCE INSURANCE STEPHANE DEMOLDER?

The enterprise number of FINANCE INSURANCE STEPHANE DEMOLDER is BE0863937923.

When was FINANCE INSURANCE STEPHANE DEMOLDER founded?

FINANCE INSURANCE STEPHANE DEMOLDER was founded on 9 March 2004.

Who are the directors of FINANCE INSURANCE STEPHANE DEMOLDER?

According to the 2025 annual accounts, the directors of FINANCE INSURANCE STEPHANE DEMOLDER are: Stéphane Demolder.

Is FINANCE INSURANCE STEPHANE DEMOLDER a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 March 2004; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINANCE INSURANCE STEPHANE DEMOLDER make in 2025?

FINANCE INSURANCE STEPHANE DEMOLDER posted a profit after taxes of € 26,209 in financial year 2025.

What is the revenue of FINANCE INSURANCE STEPHANE DEMOLDER?

As a small company, FINANCE INSURANCE STEPHANE DEMOLDER is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 74,055.

FINANCE INSURANCE STEPHANE DEMOLDER - Wavre

Dossier FINANCE INSURANCE STEPHANE DEMOLDER, printed on 18 September 2026 from databakkes.be/en/0863937923/finance-insurance-stephane-demolder. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FINANCE INSURANCE STEPHANE DEMOLDER from Wavre, company number BE0863937923, closed financial year 2025 with a result of € 26,209 after tax. For that financial year FINANCE INSURANCE STEPHANE DEMOLDER recorded a gross margin of € 74,055 and equity of € 45,322. Compared with financial year 2024, the result moved from € 7,783 to € 26,209. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.

What it is worth Growing

€ 45,322

▲ 137% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 26,209

▲ 237% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 41,527

▲ 8% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 42,822.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 7,641

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 9,945

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 3,104

▲ 83% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 16,170

▲ 44% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 28,821 Gross margin 2022: € 28,821 First fiscal year in the series	€ 40,224 Gross margin 2023: € 40,224 ▲ 40% vs 2022 (€ 28,821) Favourable step	€ 45,583 Gross margin 2024: € 45,583 ▲ 13% vs 2023 (€ 40,224) Favourable step	€ 74,055 Gross margin 2025: € 74,055 ▲ 62% vs 2024 (€ 45,583) Favourable step	▲ 62%
Profit after taxes	€ 1,143 Profit after taxes 2022: € 1,143 First fiscal year in the series	€ -7,102 Profit after taxes 2023: € -7,102 ▼ € 8,245 vs 2022 (€ 1,143) Unfavourable step	€ 7,783 Profit after taxes 2024: € 7,783 ▲ € 14,885 vs 2023 (€ -7,102) Favourable step	€ 26,209 Profit after taxes 2025: € 26,209 ▲ 237% vs 2024 (€ 7,783) Favourable step	▲ 237%
Equity	€ 29,232 Equity 2022: € 29,232 First fiscal year in the series	€ 12,130 Equity 2023: € 12,130 ▼ 59% vs 2022 (€ 29,232) Unfavourable step	€ 19,112 Equity 2024: € 19,112 ▲ 58% vs 2023 (€ 12,130) Favourable step	€ 45,322 Equity 2025: € 45,322 ▲ 137% vs 2024 (€ 19,112) Favourable step	▲ 137%
Total debts	€ 22,100 Total debts 2022: € 22,100 First fiscal year in the series	€ 26,515 Total debts 2023: € 26,515 ▲ 20% vs 2022 (€ 22,100) Unfavourable step	€ 30,200 Total debts 2024: € 30,200 ▲ 14% vs 2023 (€ 26,515) Unfavourable step	€ 53,929 Total debts 2025: € 53,929 ▲ 79% vs 2024 (€ 30,200) Unfavourable step	▲ 79%
Cash	€ 57,964 Cash 2022: € 57,964 First fiscal year in the series	€ 61,789 Cash 2023: € 61,789 ▲ 7% vs 2022 (€ 57,964) Favourable step	€ 38,512 Cash 2024: € 38,512 ▼ 38% vs 2023 (€ 61,789) Unfavourable step	€ 41,527 Cash 2025: € 41,527 ▲ 8% vs 2024 (€ 38,512) Favourable step	▲ 8%
Retained profit	€ 26,732 Retained profit 2022: € 26,732 First fiscal year in the series	€ 9,630 Retained profit 2023: € 9,630 ▼ 64% vs 2022 (€ 26,732) Unfavourable step	€ 16,612 Retained profit 2024: € 16,612 ▲ 73% vs 2023 (€ 9,630) Favourable step	€ 42,822 Retained profit 2025: € 42,822 ▲ 158% vs 2024 (€ 16,612) Favourable step	▲ 158%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 10,000 Dividend 2023: € 10,000 Unchanged (€ 0) Unchanged	€ 800 Dividend 2024: € 800 ▼ 92% vs 2023 (€ 10,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 800) Unchanged	▼ 100%
Bank debt	€ 3,100 Bank debt 2022: € 3,100 First fiscal year in the series	€ 2,831 Bank debt 2023: € 2,831 ▼ 9% vs 2022 (€ 3,100) Favourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 2,831) Favourable step	€ 9,945 Bank debt 2025: € 9,945 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 60,436 Balance sheet total 2022: € 60,436 First fiscal year in the series	€ 62,152 Balance sheet total 2023: € 62,152 ▲ 3% vs 2022 (€ 60,436) Unchanged	€ 71,512 Balance sheet total 2024: € 71,512 ▲ 15% vs 2023 (€ 62,152) Unchanged	€ 124,108 Balance sheet total 2025: € 124,108 ▲ 74% vs 2024 (€ 71,512) Unchanged	▲ 74%

Key figures of FINANCE INSURANCE STEPHANE DEMOLDER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINANCE INSURANCE STEPHANE DEMOLDER?

What happened at FINANCE INSURANCE STEPHANE DEMOLDER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 11, 2026 New annual accounts for financial year 2025: profit of € 26,209 (▲ 237% vs 2024). filed late Source: NBB ↗
Mar 9, 2004 Start of the company according to the CBE. KBO
Nov 1, 2003 New establishment in Wavre. KBO

In short

From € 1,143 profit in 2022 to € 26,209 profit in 2025.

Paid € 31,812 in corporate taxes since 2022.

Best year ever: 2025, with € 26,209 profit.

Paid out € 10,800 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at FINANCE INSURANCE STEPHANE DEMOLDER? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Stéphane Demolder

FINANCE INSURANCE STEPHANE DEMOLDER

Behind FINANCE INSURANCE STEPHANE DEMOLDER is Stéphane Demolder.

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Directors

According to the 2025 annual accounts

Stéphane Demolder

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue Maurice Maeterlinck 11

1300 Wavre

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0863.937.923
VAT number: BE 0863.937.923
Registered office: Avenue Maurice Maeterlinck 11, 1300 Wavre
Names & denominations: FINANCE INSURANCE STEPHANE DEMOLDER
Enterprise type: Rechtspersoon
Legal form: General partnership
Legal situation: Normale toestand
Start date: 9 March 2004
Peppol: Active · Active since 24 Nov 2023
Activities · NACE: Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

View on CBE Public ↗ Annual accounts (NBB) ↗