Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
DANIEL RENARD FINANCE & Cie from Aywaille, company number BE0863694037, closed financial year 2025 with a result of € 25,911 after tax. For that financial year DANIEL RENARD FINANCE & Cie recorded a gross margin of € 104,615 and equity of € 603,738. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.
€ 603,738
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,911
Profit after tax over the fiscal year.
€ 6,188
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 602,738.
People and assets in 2025
€ 4,317
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 17,159
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 359,638
€ 38,630 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 16,864
Supplier invoices still open on the last day of the fiscal year.
€ 14,802
Taxes, VAT and social contributions still to pay.
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What happened to DANIEL RENARD FINANCE & Cie?
What happened at DANIEL RENARD FINANCE & Cie in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 25,911. filed late Source: NBB ↗
- New establishment in Waremme. KBO
- Start of the company according to the CBE. KBO
In short
Paid € 12,028 in corporate taxes since 2025.
A new publication or filing at DANIEL RENARD FINANCE & Cie? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DANIEL RENARD FINANCE & Cie is Daniel RENARD. It owns 99.8% of RB SERVICES itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Deigné 114
4920 Aywaille
Rue Hubert Stiernet 14
4300 Waremme
Active since 18 July 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.694.037
- VAT number
- BE 0863.694.037
- Registered office
- Deigné 114, 4920 Aywaille
- Names & denominations
- DANIEL RENARD FINANCE & Cie
- Enterprise type
- Rechtspersoon
- Legal form
- General partnership
- Legal situation
- Normale toestand
- Start date
- 18 July 2003
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige zakelijke dienstverlening, neg