Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
FO-Invest from Lubbeek, company number BE0863684634, closed financial year 2025 with a result of € -3,350 after tax. For that financial year FO-Invest recorded a gross margin of € 57,458 and equity of € -79,415. Compared with financial year 2024, the result moved from € 3,103 to € -3,350. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -79,415
▼ € 3,350 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,350
▼ still € 3,103 profit in 2024
Profit after tax over the fiscal year.
€ 359,869
▲ € 347,167 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -129,415.
Debts at end 2025
€ 479,689
▲ 224% vs 2024
€ 28,280 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 574
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 260
▲ 2% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 72,057 | € 52,840 | € 59,781 | € 57,458 | ▼ 4% |
| Profit after taxes | € -18,416 | € -12,332 | € 3,103 | € -3,350 | ▼ € 6,453 |
| Equity | € -66,836 | € -79,168 | € -76,065 | € -79,415 | ▼ € 3,350 |
| Total debts | € 1,009,327 | € 961,371 | € 942,901 | € 1,278,198 | ▲ 36% |
| Cash | € 10,557 | € 6,223 | € 12,702 | € 359,869 | ▲ € 347,167 |
| Land & buildings | € 922,998 | € 871,907 | € 820,816 | € 771,823 | ▼ 6% |
| Retained profit | € -116,836 | € -129,168 | € -126,065 | € -129,415 | ▼ € 3,350 |
| Bank debt | € 226,775 | € 195,099 | € 147,901 | € 479,689 | ▲ 224% |
| Balance sheet total | € 942,491 | € 882,203 | € 866,836 | € 1,198,783 | ▲ 38% |
Key figures of FO-Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FO-Invest?
What happened at FO-Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,350 (▼ € 6,453 vs 2024). Source: NBB ↗
- Steven Joseph Y Fosselle became a director. NBB
- Myriam Philippe E Duyols became a director. NBB
- Foselle Jonas became a director. NBB
- New establishment in Lubbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,416 loss in 2022 to € 3,350 loss in 2025.
Paid € 1,011 in corporate taxes since 2022.
Best year ever: 2024, with € 3,103 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FO-Invest are Steven Joseph Y Fosselle, Myriam Philippe E Duyols and Foselle Jonas. Steven Joseph Y Fosselle is also behind LIBERT and Stejon Vastgoedbeheer. Myriam Philippe E Duyols is also behind Stejon Vastgoedbeheer.
Directors
According to the 2025 annual accounts
since 2014
since 2014
Foselle Jonas
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Kapelstraat(PEL) 42A
3212 Lubbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.684.634
- VAT number
- BE 0863.684.634
- Registered office
- Kapelstraat(PEL) 42A, 3212 Lubbeek
- Names & denominations
- FO-Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 2004
- Peppol
- Active · Active since 16 Feb 2026
- Activities · NACE
Activiteiten van syndici van onroerend goed
Beheer van residentiële gebouwen
Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis