Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 12.6 to 10.6.
-
Busy address KBO
48 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
PMV - Standaardwaarborgen from Brussel, company number BE0863558138, closed financial year 2025 with a result of € 443,515 after tax. For that financial year PMV - Standaardwaarborgen recorded revenue of € 2.7 million and equity of € 5.2 million. Compared with financial year 2024, the result moved from € 511,464 to € 443,515. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 13, 2026.
€ 5.2 million
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 443,515
▼ 13% vs 2024
Profit after tax over the fiscal year.
€ 1.8 million
▲ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4.2 million.
People and assets in 2025
10.6
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▼ 4% vs 2024
€ 122,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,583
▲ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 94,537
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 49 days on average.
€ 420,917
▲ 27% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 2,537,000 | € 2,894,000 | € 2,814,000 | € 2,737,000 | ▼ 3% |
| Profit after taxes | € 171,918 | € 481,884 | € 511,464 | € 443,515 | ▼ 13% |
| Equity | € 3,777,503 | € 4,259,387 | € 4,770,851 | € 5,214,365 | ▲ 9% |
| Total debts | € 470,076 | € 517,068 | € 693,346 | € 515,454 | ▼ 26% |
| Cash | € 3,920,697 | € 890,387 | € 1,573,474 | € 1,797,064 | ▲ 14% |
| Retained profit | € 2,777,503 | € 3,259,387 | € 3,770,851 | € 4,214,365 | ▲ 12% |
| Balance sheet total | € 4,247,579 | € 4,776,455 | € 5,464,196 | € 5,729,819 | ▲ 5% |
| Employees (FTE) | 11.7 | 12.6 | 11.6 | 10.6 | ▼ 1 |
Key figures of PMV - Standaardwaarborgen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PMV - Standaardwaarborgen?
What happened at PMV - Standaardwaarborgen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Participatiemaatschappij Vlaanderen NV stepped down as director. NBB
- Jean-Pierre Dejaeghere stepped down as director. NBB
- Anne-Marie Ooghe stepped down as director. NBB
- Johan Bortier stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 443,515 (▼ 13% vs 2024). Source: NBB ↗
- Carine Smolders stepped down as director. NBB
- Jeroen Overmeer stepped down as director. NBB
- Karine Moykens stepped down as director. NBB
In short
From € 171,918 profit in 2022 to € 443,515 profit in 2025.
Paid € 600,513 in corporate taxes since 2022.
Best year ever: 2024, with € 511,464 profit.
Pays suppliers within 49 days on average.
Management
The stake of Participatiemaatschappij Vlaanderen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PMV - StandaardwaarborgenThe shares are held by Participatiemaatschappij Vlaanderen (100%).
Directors
According to the 2025 annual accounts
Participatiemaatschappij Vlaanderen NV
Director · represented by Filip Lacquet
Also active at: VLAAMSE INSTELLING VOOR TECHNOLOGISCH ONDERZOEK, Arts Gebroeders immobilière, BEDRIJVENCENTRUM VILVOORDE, BIOTECH FONDS VLAANDEREN, MAISON DE LA RADIO FLAGEY, HERTECANT FLANGES, Site-Ontwikkeling Vlaanderen, SUSTAINABLE ENERGY VENTURES +136 more
since 2024 · until 2030
Carine Smolders
Director
Also active at: Participatiemaatschappij Vlaanderen, PMV - Standaardleningen
since 2024 · until 2026
Jeroen Overmeer
Director
since 2024 · until 2026
Jean-Pierre Dejaeghere
Director
Also active at: Tasibel, BERALITO, CREATUFT, 't Pandje, SPINNERIJ VAN VEURNE, Delmulle Holding
since 2024 · until 2030
Karine Moykens
Director
Also active at: Participatiemaatschappij Vlaanderen, VLAAMSE ZORGKAS, PMV - Standaardleningen
since 2024 · until 2026
since 2024 · until 2030
Johan Bortier
Director
Also active at: PMV - Standaardleningen, Vlaams-Europees Verbindingsagentschap
since 2024 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Oude Graanmarkt 63
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 48 companies are registered at this address.
All companies at this address →Moeve Chemicals Belgium
€ 1.3 million gross margin · 2025
BIOTECH FONDS VLAANDEREN same network
Fietsersbond
€ 686,591 gross margin · 2025
Participatiemaatschappij Vlaanderen same network
€ 16.8 million revenue · 2025
SUSTAINABLE ENERGY VENTURES same network
+43 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.558.138
- VAT number
- BE 0863.558.138
- Registered office
- Oude Graanmarkt 63, 1000 Brussel
- Names & denominations
- PMV - Standaardwaarborgen
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 February 2004
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.