Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
48 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
PMV - Standaardleningen from Brussel, company number BE0553802890, closed financial year 2025 with a result of € 4.5 million after tax. For that financial year PMV - Standaardleningen recorded revenue of € 4.7 million and equity of € 273.6 million. Compared with financial year 2024, the result moved from € 5 million to € 4.5 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 7, 2026.
€ 273.6 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4.5 million
▼ 11% vs 2024
Profit after tax over the fiscal year.
€ 8.3 million
▼ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -8 million.
People and assets in 2025
29.4
▲ 1.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.6 million
▲ 11% vs 2024
€ 123,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,984
▲ 70% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 434,645
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 57 days on average.
€ 647,584
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 4,973,501 | € 4,692,437 | € 5,146,810 | € 4,701,706 | ▼ 9% |
| Profit after taxes | € 5,795,194 | € 11,183,089 | € 5,025,650 | € 4,483,861 | ▼ 11% |
| Equity | € 252,953,312 | € 264,136,401 | € 269,162,051 | € 273,645,912 | ▲ 2% |
| Total debts | € 1,864,411 | € 981,342 | € 2,138,041 | € 1,456,416 | ▼ 32% |
| Cash | € 36,731,055 | € 21,887,880 | € 14,499,734 | € 8,262,516 | ▼ 43% |
| Retained profit | € -28,721,688 | € -17,538,599 | € -12,512,949 | € -8,029,088 | ▲ € 4.5 million |
| Balance sheet total | € 254,817,723 | € 265,117,743 | € 271,300,092 | € 275,102,329 | ▲ 1% |
| Employees (FTE) | 24.9 | 26.5 | 27.6 | 29.4 | ▲ 1.8 |
Key figures of PMV - Standaardleningen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PMV - Standaardleningen?
What happened at PMV - Standaardleningen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- ParticipatieMaatschappij Vlaanderen NV stepped down as director. NBB
- Anne-Marie Ooghe stepped down as director. NBB
- Jean-Pierre Dejaeghere stepped down as director. NBB
- Johan Bortier stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 4.5 million (▼ 11% vs 2024). Source: NBB ↗
- Carine Smolders stepped down as director. NBB
- Jeroen Overmeer stepped down as director. NBB
- Karine Moykens stepped down as director. NBB
In short
From € 5.8 million profit in 2022 to € 4.5 million profit in 2025.
Paid € 101,983 in corporate taxes since 2022.
Best year ever: 2023, with € 11.2 million profit.
Pays suppliers within 57 days on average.
Management
The stake of Participatiemaatschappij Vlaanderen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PMV - StandaardleningenThe shares are held by Participatiemaatschappij Vlaanderen (100%).
Directors
According to the 2025 annual accounts
ParticipatieMaatschappij Vlaanderen NV
Director · represented by Filip Lacquet
Also active at: VLAAMSE INSTELLING VOOR TECHNOLOGISCH ONDERZOEK, Arts Gebroeders immobilière, BEDRIJVENCENTRUM VILVOORDE, BIOTECH FONDS VLAANDEREN, MAISON DE LA RADIO FLAGEY, HERTECANT FLANGES, Site-Ontwikkeling Vlaanderen, SUSTAINABLE ENERGY VENTURES +136 more
since 2024 · until 2030
Carine Smolders
Director
Also active at: Participatiemaatschappij Vlaanderen, PMV - Standaardwaarborgen
since 2024 · until 2026
since 2024 · until 2026
Karine Moykens
Director
Also active at: Participatiemaatschappij Vlaanderen, VLAAMSE ZORGKAS, PMV - Standaardwaarborgen
since 2024 · until 2026
since 2024 · until 2030
Jean-Pierre Dejaeghere
Director
since 2024 · until 2030
Johan Bortier
Chairman of the board
Also active at: PMV - Standaardwaarborgen, Vlaams-Europees Verbindingsagentschap
since 2024 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Oude Graanmarkt 63
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 48 companies are registered at this address.
All companies at this address →Moeve Chemicals Belgium
€ 1.3 million gross margin · 2025
BIOTECH FONDS VLAANDEREN same network
Fietsersbond
€ 686,591 gross margin · 2025
Participatiemaatschappij Vlaanderen same network
€ 16.8 million revenue · 2025
SUSTAINABLE ENERGY VENTURES same network
+43 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0553.802.890
- VAT number
- BE 0553.802.890
- Registered office
- Oude Graanmarkt 63, 1000 Brussel
- Names & denominations
- PMV - Standaardleningen
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 2014
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van holdings
Holdings