Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PHILAC from Seneffe, company number BE0863534184, closed financial year 2025 with a result of € 1,981 after tax. For that financial year PHILAC recorded a gross margin of € 3,265 and equity of € -6,001. Compared with financial year 2024, the result moved from € -26,804 to € 1,981. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -6,001
▲ € 1,981 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,981
▲ still € 26,804 loss in 2024
Profit after tax over the fiscal year.
€ 5,424
▲ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -24,601.
Debts at end 2025
€ 441,904
Loans from banks and other lenders, long and short.
€ 64
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,144
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 27,066 | € 39,802 | € 3,620 | € 3,265 | ▼ 10% |
| Profit after taxes | € 13,994 | € 19,219 | € -26,804 | € 1,981 | ▲ € 28,785 |
| Equity | € -396 | € 18,823 | € -7,981 | € -6,001 | ▲ € 1,981 |
| Total debts | € 49,152 | € 56,751 | € 11,143 | € 453,645 | ▲ € 442,503 |
| Cash | € 2,036 | € 6,754 | € 2,884 | € 5,424 | ▲ 88% |
| Retained profit | € -18,996 | € 223 | € -26,581 | € -24,601 | ▲ € 1,981 |
| Bank debt | € 0 | € 0 | € 0 | € 441,904 | |
| Balance sheet total | € 48,756 | € 75,574 | € 3,161 | € 447,645 | ▲ € 444,483 |
Key figures of PHILAC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHILAC?
What happened at PHILAC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,981. filed late Source: NBB ↗
- New establishment in Seneffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,994 profit in 2022 to € 1,981 profit in 2025.
Paid € 15,817 in corporate taxes since 2022.
Best year ever: 2023, with € 19,219 profit.
A new publication or filing at PHILAC? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PHILAC is CLEMENT DUPUIS. It owns 100% of Optim office itself.
Directors
According to the 2025 annual accounts
CLEMENT DUPUIS
Director
Establishments
Establishment units
Physical locations of this company
Avenue de la Motte Baraffe 20 box 1
7180 Seneffe
Hameau Les Bois 1
7181 Seneffe
Active since 19 February 2004
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.534.184
- VAT number
- BE 0863.534.184
- Registered office
- Avenue de la Motte Baraffe 20 bus 1, 7180 Seneffe
- Names & denominations
- PHILAC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 2004
- Peppol
- Active · Active since 24 Nov 2025
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