R & Z is a supermarket in Knokke-Heist. Private Limited, started on 2 February 2004, 1 establishment.

What is the address of R & Z?

The registered office of R & Z is located at Kursaalstraat 33, 8301 Knokke-Heist.

Is R & Z still active?

Yes. According to the CBE (2 November 2026) R & Z is active, legal situation “Normale toestand”, started on 2 February 2004.

Is R & Z registered on Peppol?

Yes, R & Z is registered on the Peppol network with ID 0208:0863151134.

What is the enterprise number of R & Z?

The enterprise number of R & Z is BE0863151134.

When was R & Z founded?

R & Z was founded on 2 February 2004.

Who are the directors of R & Z?

According to the 2025 annual accounts, the directors of R & Z are: Zeba Osmani, Rafiullah Rafie.

Is R & Z a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 February 2004; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did R & Z make in 2025?

R & Z posted a profit after taxes of € 11,287 in financial year 2025.

What is the revenue of R & Z?

As a small company, R & Z is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 55,186.

R & Z (Private Limited) - Knokke-Heist - BE0863151134

Dossier R & Z, printed on 2 November 2026 from databakkes.be/en/0863151134/r-z. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

R & Z from Knokke-Heist, company number BE0863151134, closed financial year 2025 with a result of € 11,287 after tax. For that financial year R & Z recorded a gross margin of € 55,186 and equity of € -24,841. Compared with financial year 2024, the result moved from € 4,648 to € 11,287. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.

What it is worth Caution

€ -24,841

▲ € 11,287 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 11,287

▲ 143% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 9,875

▼ 37% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -73,441.

People and assets in 2025

Wage cost

€ 898

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 13,192

▼ 34% vs 2024

Of which on lease € 6,817.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 78,901

▼ 29% vs 2024

€ 34,610 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 18,759

▼ 38% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 8,832

▲ 50% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 61,004 Gross margin 2022: € 61,004 First fiscal year in the series	€ 44,021 Gross margin 2023: € 44,021 ▼ 28% vs 2022 (€ 61,004) Unfavourable step	€ 41,133 Gross margin 2024: € 41,133 ▼ 7% vs 2023 (€ 44,021) Unfavourable step	€ 55,186 Gross margin 2025: € 55,186 ▲ 34% vs 2024 (€ 41,133) Favourable step	▲ 34%
Profit after taxes	€ 20,655 Profit after taxes 2022: € 20,655 First fiscal year in the series	€ 8,929 Profit after taxes 2023: € 8,929 ▼ 57% vs 2022 (€ 20,655) Unfavourable step	€ 4,648 Profit after taxes 2024: € 4,648 ▼ 48% vs 2023 (€ 8,929) Unfavourable step	€ 11,287 Profit after taxes 2025: € 11,287 ▲ 143% vs 2024 (€ 4,648) Favourable step	▲ 143%
Equity	€ -49,705 Equity 2022: € -49,705 First fiscal year in the series	€ -40,775 Equity 2023: € -40,775 ▲ € 8,929 vs 2022 (€ -49,705) Favourable step	€ -36,128 Equity 2024: € -36,128 ▲ € 4,648 vs 2023 (€ -40,775) Favourable step	€ -24,841 Equity 2025: € -24,841 ▲ € 11,287 vs 2024 (€ -36,128) Favourable step	▲ € 11,287
Total debts	€ 173,423 Total debts 2022: € 173,423 First fiscal year in the series	€ 172,153 Total debts 2023: € 172,153 ▼ 1% vs 2022 (€ 173,423) Favourable step	€ 155,560 Total debts 2024: € 155,560 ▼ 10% vs 2023 (€ 172,153) Favourable step	€ 112,435 Total debts 2025: € 112,435 ▼ 28% vs 2024 (€ 155,560) Favourable step	▼ 28%
Cash	€ 24,922 Cash 2022: € 24,922 First fiscal year in the series	€ 29,962 Cash 2023: € 29,962 ▲ 20% vs 2022 (€ 24,922) Favourable step	€ 15,614 Cash 2024: € 15,614 ▼ 48% vs 2023 (€ 29,962) Unfavourable step	€ 9,875 Cash 2025: € 9,875 ▼ 37% vs 2024 (€ 15,614) Unfavourable step	▼ 37%
Land & buildings	€ 61,467 Land & buildings 2022: € 61,467 First fiscal year in the series	€ 65,322 Land & buildings 2023: € 65,322 ▲ 6% vs 2022 (€ 61,467) Unchanged	€ 50,573 Land & buildings 2024: € 50,573 ▼ 23% vs 2023 (€ 65,322) Unchanged	€ 35,824 Land & buildings 2025: € 35,824 ▼ 29% vs 2024 (€ 50,573) Unchanged	▼ 29%
Retained profit	€ -98,305 Retained profit 2022: € -98,305 First fiscal year in the series	€ -89,375 Retained profit 2023: € -89,375 ▲ € 8,929 vs 2022 (€ -98,305) Favourable step	€ -84,728 Retained profit 2024: € -84,728 ▲ € 4,648 vs 2023 (€ -89,375) Favourable step	€ -73,441 Retained profit 2025: € -73,441 ▲ € 11,287 vs 2024 (€ -84,728) Favourable step	▲ € 11,287
Bank debt	€ 131,003 Bank debt 2022: € 131,003 First fiscal year in the series	€ 138,282 Bank debt 2023: € 138,282 ▲ 6% vs 2022 (€ 131,003) Unfavourable step	€ 110,975 Bank debt 2024: € 110,975 ▼ 20% vs 2023 (€ 138,282) Favourable step	€ 78,901 Bank debt 2025: € 78,901 ▼ 29% vs 2024 (€ 110,975) Favourable step	▼ 29%
Balance sheet total	€ 123,719 Balance sheet total 2022: € 123,719 First fiscal year in the series	€ 131,378 Balance sheet total 2023: € 131,378 ▲ 6% vs 2022 (€ 123,719) Unchanged	€ 119,433 Balance sheet total 2024: € 119,433 ▼ 9% vs 2023 (€ 131,378) Unchanged	€ 87,594 Balance sheet total 2025: € 87,594 ▼ 27% vs 2024 (€ 119,433) Unchanged	▼ 27%
Employees (FTE)	0.1 Employees (FTE) 2022: 0.1 First fiscal year in the series	-	-	-

Key figures of R & Z, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to R & Z?

What happened at R & Z in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 22, 2026 New annual accounts for financial year 2025: profit of € 11,287 (▲ 143% vs 2024). Source: NBB ↗
Feb 2, 2004 New establishment in Knokke-Heist. KBO
Feb 2, 2004 Start of the company according to the CBE. KBO

In short

From € 20,655 profit in 2022 to € 11,287 profit in 2025.

Paid € 13,719 in corporate taxes since 2022.

Best year ever: 2022, with € 20,655 profit.

Original PDFs at the National Bank ↗

Management

Zeba Osmani Rafiullah Rafie

SAM

R & Z

Behind R & Z are Zeba Osmani and Rafiullah Rafie. The same people are also behind SAM.

Directors

According to the 2025 annual accounts

Zeba Osmani

Director

Also active at: SAM

Rafiullah Rafie

Director

Also active at: SAM

Establishments

Establishment units

Physical locations of this company

Registered office

Kursaalstraat 33

8301 Knokke-Heist

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0863.151.134

VAT number

BE 0863.151.134

Registered office

Kursaalstraat 33, 8301 Knokke-Heist

Names & denominations

R & Z

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

2 February 2004

Peppol

Active · Active since 30 Jan 2025

Activities · NACE

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen

Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)

Overige diensten op het gebied van informatietechnologie en computer

Overige activiteiten in verband met computers

View on CBE Public ↗ Annual accounts (NBB) ↗

R & Z

Warning lights

Financials

What happened to R & Z?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions