Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
P.A. FINANCE & CONSULTING from Opwijk, company number BE0862469857, closed financial year 2026 with a result of € -2,587 after tax. For that financial year P.A. FINANCE & CONSULTING recorded a gross margin of € -141 and equity of € -87,991. Compared with financial year 2025, the result moved from € -6,101 to € -2,587. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -87,991
▼ € 2,587 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,587
▲ 58 % less loss than in 2025
Profit after tax over the fiscal year.
€ 610
▼ 19% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -90,491.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 5,951 | € 6,389 | € 2,319 | € -141 | ▼ € 2,459 |
| Profit after taxes | € -2,468 | € -2,031 | € -6,101 | € -2,587 | ▲ € 3,515 |
| Equity | € -77,273 | € -79,303 | € -85,405 | € -87,991 | ▼ € 2,587 |
| Total debts | € 98,179 | € 91,767 | € 88,767 | € 88,767 | |
| Cash | € 1,607 | € 1,464 | € 754 | € 610 | ▼ 19% |
| Land & buildings | € 19,299 | € 10,909 | € 2,519 | € 105 | ▼ 96% |
| Retained profit | € -79,773 | € -81,803 | € -87,905 | € -90,491 | ▼ € 2,587 |
| Balance sheet total | € 20,907 | € 12,464 | € 3,363 | € 776 | ▼ 77% |
Key figures of P.A. FINANCE & CONSULTING, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to P.A. FINANCE & CONSULTING?
What happened at P.A. FINANCE & CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 2,587. Source: NBB ↗
- Anita VERTOMMEN became a director. NBB
- New establishment in Opwijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,468 loss in 2023 to € 2,587 loss in 2026.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind P.A. FINANCE & CONSULTING is Anita VERTOMMEN.
Directors
According to the 2026 annual accounts
Anita VERTOMMEN
Manager
since 2007
Establishments
Establishment units
Physical locations of this company
Neerveldstraat 21
1745 Opwijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0862.469.857
- VAT number
- BE 0862.469.857
- Registered office
- Neerveldstraat 21, 1745 Opwijk
- Names & denominations
- P.A. FINANCE & CONSULTING
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 5 January 2004
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
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