Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 2 to 1.
Financials
Financial year 2025
C A R O B E L from Liège, company number BE0862432542, closed financial year 2025 with a result of € 21,492 after tax. For that financial year C A R O B E L recorded a gross margin of € 177,343 and equity of € 583,982. Compared with financial year 2024, the result moved from € 10,311 to € 21,492. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ 583,982
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,492
▲ 108% vs 2024
Profit after tax over the fiscal year.
€ 55,208
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 522,482.
People and assets in 2025
1
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 38,860
▼ 34% vs 2024
€ 38,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,211
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 618,734
▲ 45% vs 2024
€ 63,725 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 60,028
▼ 87% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,156
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 255,085 | € 225,606 | € 168,076 | € 177,343 | ▲ 6% |
| Profit after taxes | € 96,018 | € 41,974 | € 10,311 | € 21,492 | ▲ 108% |
| Equity | € 510,204 | € 552,178 | € 562,490 | € 583,982 | ▲ 4% |
| Total debts | € 1,213,153 | € 989,981 | € 987,032 | € 929,655 | ▼ 6% |
| Cash | € 50,747 | € 49,976 | € 91,036 | € 55,208 | ▼ 39% |
| Retained profit | € 448,704 | € 490,678 | € 500,990 | € 522,482 | ▲ 4% |
| Bank debt | € 548,353 | € 473,061 | € 427,175 | € 618,734 | ▲ 45% |
| Balance sheet total | € 1,786,406 | € 1,597,085 | € 1,596,481 | € 1,550,566 | ▼ 3% |
| Employees (FTE) | 1.5 | 2 | 1.6 | 1 | ▼ 0.6 |
Key figures of C A R O B E L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to C A R O B E L?
What happened at C A R O B E L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Fabrice LECOQ stepped down as director. NBB
- Jacques LECOQ stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 21,492 (▲ 108% vs 2024). filed late Source: NBB ↗
- Fabrice LECOQ became a director. NBB
- Jacques LECOQ became a director. NBB
- New establishment in Chaudfontaine. KBO
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 96,018 profit in 2022 to € 21,492 profit in 2025.
Paid € 80,520 in corporate taxes since 2022.
Best year ever: 2022, with € 96,018 profit.
On average € 177,300 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Fabrice LECOQ
Managing director
Also active at: Comptoir de Materiaux, GENERAL CONSTRUCTION LIEGE, IMMO-VAUX
since 2025 · until 2031
Jacques LECOQ
Managing director
Also active at: IMMO-VAUX, IMMOPROMOSUD, LA BERGERIE DE L'ABBAYE, ECOLENA
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Rue de la Station 44
4032 Liège
Rue du Général Jacques 284 B
4051 Chaudfontaine
Active since 1 June 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0862.432.542
- VAT number
- BE 0862.432.542
- Registered office
- Rue de la Station 44, 4032 Liège
- Names & denominations
- C A R O B E L
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 2003
- Peppol
- Active · Active since 16 Jan 2026
- Activities · NACE
Detailhandel in wand- en vloertegels
Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2
Detailhandel in tapijten en andere vloerbedekking en wandbekleding
Gespecialiseerde detailhandel in behang, vloerbedekking, vloerkleden en tapijt