Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
Financials
Financial year 2024
CARDO from Tournai, company number BE0862423931, closed financial year 2024 with a result of € -10,400 after tax. For that financial year CARDO recorded a gross margin of € 53,642 and equity of € 133,908. Compared with financial year 2023, the result moved from € -50,781 to € -10,400. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 133,908
▼ 7% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,400
▲ 80 % less loss than in 2023
Profit after tax over the fiscal year.
€ 1,491
▼ 73% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 115,308.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 25,350
▼ 35% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,591
▼ 33% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 148,952
▼ 9% vs 2023
€ 21,624 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 6,068
▼ 2% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 6,774
▼ 54% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 326,324 | € 109,492 | € 27,166 | € 53,642 | ▲ 97% |
| Profit after taxes | € 203,597 | € 38,382 | € -50,781 | € -10,400 | ▲ € 40,381 |
| Equity | € 156,708 | € 195,090 | € 144,308 | € 133,908 | ▼ 7% |
| Total debts | € 447,362 | € 202,866 | € 185,438 | € 162,013 | ▼ 13% |
| Cash | € 166,952 | € 57,939 | € 5,530 | € 1,491 | ▼ 73% |
| Land & buildings | € 182,733 | € 170,290 | € 158,327 | € 146,365 | ▼ 8% |
| Retained profit | € 138,108 | € 176,490 | € 125,708 | € 115,308 | ▼ 8% |
| Dividend | € 229,285 | € 0 | € 0 | € 0 | |
| Bank debt | € 212,732 | € 185,249 | € 164,523 | € 148,952 | ▼ 9% |
| Balance sheet total | € 604,069 | € 397,956 | € 329,746 | € 295,920 | ▼ 10% |
Key figures of CARDO, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CARDO?
What happened at CARDO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 10,400. filed late Source: NBB ↗
- Dominique Cardinale became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 203,597 profit in 2021 to € 10,400 loss in 2024.
Paid € 63,171 in corporate taxes since 2021.
Best year ever: 2021, with € 203,597 profit.
Paid out € 229,285 in dividends to the owners in total.
A new publication or filing at CARDO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Dominique Cardinale
Administrateur Statutaire
since 2024
Establishments
Establishment units
Physical locations of this company
Rue Quennelet(MAR) 23
7522 Tournai
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0862.423.931
- VAT number
- BE 0862.423.931
- Registered office
- Rue Quennelet(MAR) 23, 7522 Tournai
- Names & denominations
- CARDO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 2003
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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