Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
OKO & ZO from Zele, company number BE0862154608, closed financial year 2025 with a result of € -15,184 after tax. For that financial year OKO & ZO recorded a gross margin of € 914,033 and equity of € 668,157. Compared with financial year 2024, the result moved from € 17,773 to € -15,184. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 668,157
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,184
▼ still € 17,773 profit in 2024
Profit after tax over the fiscal year.
€ 419,271
▲ 35% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
14.2
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 925,505
▼ 1% vs 2024
€ 65,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 609
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 58,508
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 132,175
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 868,831 | € 889,817 | € 951,799 | € 914,033 | ▼ 4% |
| Profit after taxes | € 55,639 | € -3,774 | € 17,773 | € -15,184 | ▼ € 32,957 |
| Equity | € 669,341 | € 665,567 | € 683,341 | € 668,157 | ▼ 2% |
| Total debts | € 197,987 | € 175,249 | € 212,441 | € 190,683 | ▼ 10% |
| Cash | € 468,433 | € 251,227 | € 309,603 | € 419,271 | ▲ 35% |
| Land & buildings | € 114,546 | € 123,795 | € 122,765 | € 121,734 | ▼ 1% |
| Retained profit | € 669,341 | € 665,567 | € 683,341 | € 668,157 | ▼ 2% |
| Balance sheet total | € 867,328 | € 840,816 | € 895,781 | € 858,840 | ▼ 4% |
| Employees (FTE) | 15 | 15 | 14.8 | 14.2 | ▼ 0.6 |
Key figures of OKO & ZO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OKO & ZO?
What happened at OKO & ZO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,184 (▼ € 32,957 vs 2024). Source: NBB ↗
- Viviana Van Lysebettens became a director. NBB
- Eve Achtergael became a director. NBB
- Anne Cooreman became a director. NBB
- Susanne Bogaert became a director. NBB
- Bert Volckerick became a director. NBB
- Kathleen De Munck became a director. NBB
- Eduard De Paepe became a director. NBB
In short
From € 55,639 profit in 2022 to € 15,184 loss in 2025.
Paid € 1,861 in corporate taxes since 2022.
Best year ever: 2022, with € 55,639 profit.
On average € 64,400 of value added per employee in 2025.
A new publication or filing at OKO & ZO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind OKO & ZO are Freddy Massart, Viviana Van Lysebettens, Eve Achtergael, Anne Cooreman, Susanne Bogaert and Bert Volckerick. The same people are also behind Dienst voor Opvanggezinnen Junior. Freddy Massart is also behind TORKENSHOF.
Directors
According to the 2025 annual accounts
since 2021
since 2021
since 2021
since 2021
since 2021
Kathleen De Munck
Director
Also active at: DE THUISBOUWER, Initiatieven voor Kortverblijf, Oppas en Opvang, Dienst voor Opvanggezinnen Junior
since 2021
since 2021
since 2021
Establishments
Establishment units
Physical locations of this company
Rotstraat 20
9240 Zele
Durmen 129
9240 Zele
Active since 1 January 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0862.154.608
- VAT number
- BE 0862.154.608
- Registered office
- Rotstraat 20, 9240 Zele
- Names & denominations
- OKO & ZO
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 11 December 2003
- Peppol
- Not registered
- Contact
- oko-en-zo.be
- Activities · NACE
Kinderdagverblijven en crèches
Kinderdagverblijven, onthaalmoeders en overige kinderopvang, ook indien voor gehandicapte kinderen