What does NELIS RAF VERZEKERINGEN do?

NELIS RAF VERZEKERINGEN is an insurer in Peer. Private Limited, started on 11 December 2003, 1 establishment.

What is the address of NELIS RAF VERZEKERINGEN?

The registered office of NELIS RAF VERZEKERINGEN is located at Pastorijstraat 2 box 2, 3990 Peer.

Is NELIS RAF VERZEKERINGEN still active?

Yes. According to the CBE (29 October 2026) NELIS RAF VERZEKERINGEN is active, legal situation “Normale toestand”, started on 11 December 2003.

Is NELIS RAF VERZEKERINGEN registered on Peppol?

Yes, NELIS RAF VERZEKERINGEN is registered on the Peppol network with ID 0208:0862153123.

What is the enterprise number of NELIS RAF VERZEKERINGEN?

The enterprise number of NELIS RAF VERZEKERINGEN is BE0862153123.

When was NELIS RAF VERZEKERINGEN founded?

NELIS RAF VERZEKERINGEN was founded on 11 December 2003.

Who are the directors of NELIS RAF VERZEKERINGEN?

According to the 2025 annual accounts, the directors of NELIS RAF VERZEKERINGEN are: Raf Nelis.

Is NELIS RAF VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 December 2003; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did NELIS RAF VERZEKERINGEN make in 2025?

NELIS RAF VERZEKERINGEN posted a profit after taxes of € 226,102 in financial year 2025.

What is the revenue of NELIS RAF VERZEKERINGEN?

As a small company, NELIS RAF VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 69,384.

How many employees does NELIS RAF VERZEKERINGEN have?

According to the 2025 annual accounts, NELIS RAF VERZEKERINGEN has 0 full-time equivalents (FTE).

NELIS RAF VERZEKERINGEN (Private Limited) - Peer

Dossier NELIS RAF VERZEKERINGEN, printed on 29 October 2026 from databakkes.be/en/0862153123/nelis-raf-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

NELIS RAF VERZEKERINGEN from Peer, company number BE0862153123, closed financial year 2025 with a result of € 226,102 after tax. For that financial year NELIS RAF VERZEKERINGEN recorded a gross margin of € 69,384 and equity of € 3.4 million. Compared with financial year 2024, the result moved from € 284,873 to € 226,102. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.

What it is worth Healthy

€ 3.4 million

▼ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 226,102

▼ 21% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 31,710

▼ 51% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 244,978 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Debts at end 2025

Bank debt ≈ 14 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 3 million

€ 209,200 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.

Owed to suppliers

€ 9,071

▲ € 8,684 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 16,914

▲ 272% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 134,767 Gross margin 2022: € 134,767 First fiscal year in the series	€ 36,054 Gross margin 2023: € 36,054 ▼ 73% vs 2022 (€ 134,767) Unfavourable step	€ 166,456 Gross margin 2024: € 166,456 ▲ € 130,402 vs 2023 (€ 36,054) Favourable step	€ 69,384 Gross margin 2025: € 69,384 ▼ 58% vs 2024 (€ 166,456) Unfavourable step	▼ 58%
Profit after taxes	€ 305,745 Profit after taxes 2022: € 305,745 First fiscal year in the series	€ 235,271 Profit after taxes 2023: € 235,271 ▼ 23% vs 2022 (€ 305,745) Unfavourable step	€ 284,873 Profit after taxes 2024: € 284,873 ▲ 21% vs 2023 (€ 235,271) Favourable step	€ 226,102 Profit after taxes 2025: € 226,102 ▼ 21% vs 2024 (€ 284,873) Unfavourable step	▼ 21%
Equity	€ 2,908,729 Equity 2022: € 2,908,729 First fiscal year in the series	€ 3,144,000 Equity 2023: € 3,144,000 ▲ 8% vs 2022 (€ 2,908,729) Favourable step	€ 3,428,872 Equity 2024: € 3,428,872 ▲ 9% vs 2023 (€ 3,144,000) Favourable step	€ 3,409,997 Equity 2025: € 3,409,997 ▼ 1% vs 2024 (€ 3,428,872) Unfavourable step	▼ 1%
Total debts	€ 23,166 Total debts 2022: € 23,166 First fiscal year in the series	€ 5,738 Total debts 2023: € 5,738 ▼ 75% vs 2022 (€ 23,166) Favourable step	€ 4,928 Total debts 2024: € 4,928 ▼ 14% vs 2023 (€ 5,738) Favourable step	€ 3,197,580 Total debts 2025: € 3,197,580 ▲ € 3.2 million vs 2024 (€ 4,928) Unfavourable step	▲ € 3.2 million
Cash	€ 1,350,844 Cash 2022: € 1,350,844 First fiscal year in the series	€ 18,393 Cash 2023: € 18,393 ▼ 99% vs 2022 (€ 1,350,844) Unfavourable step	€ 64,685 Cash 2024: € 64,685 ▲ 252% vs 2023 (€ 18,393) Favourable step	€ 31,710 Cash 2025: € 31,710 ▼ 51% vs 2024 (€ 64,685) Unfavourable step	▼ 51%
Land & buildings	€ 56,000 Land & buildings 2022: € 56,000 First fiscal year in the series	€ 391,752 Land & buildings 2023: € 391,752 ▲ € 335,752 vs 2022 (€ 56,000) Unchanged	€ 1,200,099 Land & buildings 2024: € 1,200,099 ▲ 206% vs 2023 (€ 391,752) Unchanged	€ 4,383,255 Land & buildings 2025: € 4,383,255 ▲ 265% vs 2024 (€ 1,200,099) Unchanged	▲ 265%
Retained profit	€ 2,883,729 Retained profit 2022: € 2,883,729 First fiscal year in the series	€ 3,119,000 Retained profit 2023: € 3,119,000 ▲ 8% vs 2022 (€ 2,883,729) Favourable step	€ 3,403,872 Retained profit 2024: € 3,403,872 ▲ 9% vs 2023 (€ 3,119,000) Favourable step	€ 3,384,997 Retained profit 2025: € 3,384,997 ▼ 1% vs 2024 (€ 3,403,872) Unfavourable step	▼ 1%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 244,978 Dividend 2025: € 244,978 Unchanged (€ 0) Unchanged
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 2,981,100 Bank debt 2025: € 2,981,100 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 2,931,895 Balance sheet total 2022: € 2,931,895 First fiscal year in the series	€ 3,149,738 Balance sheet total 2023: € 3,149,738 ▲ 7% vs 2022 (€ 2,931,895) Unchanged	€ 3,433,800 Balance sheet total 2024: € 3,433,800 ▲ 9% vs 2023 (€ 3,149,738) Unchanged	€ 6,607,576 Balance sheet total 2025: € 6,607,576 ▲ 92% vs 2024 (€ 3,433,800) Unchanged	▲ 92%

Key figures of NELIS RAF VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to NELIS RAF VERZEKERINGEN?

What happened at NELIS RAF VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 21, 2026 New annual accounts for financial year 2025: profit of € 226,102 (▼ 21% vs 2024). filed late Source: NBB ↗
Oct 3, 2004 New establishment in Peer. KBO
Dec 11, 2003 Start of the company according to the CBE. KBO
2003 Raf Nelis became a director. NBB

In short

From € 305,745 profit in 2022 to € 226,102 profit in 2025.

Paid € 202,373 in corporate taxes since 2022.

Best year ever: 2022, with € 305,745 profit.

Paid out € 244,978 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Wouter Vanbussel 15%

The stake of Wouter Vanbussel comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

NELIS RAF VERZEKERINGEN

Nelis & Winters BV 55%

Behind NELIS RAF VERZEKERINGEN is Raf Nelis. The shares are held by Wouter Vanbussel (15%). It owns 55% of Nelis & Winters BV itself.

Directors

According to the 2025 annual accounts

Raf Nelis

Director

Also active at: Fluvius Limburg, VITAS

since 2003

Shareholders

Wouter Vanbussel

15%

Participations

Nelis & Winters BV

55%

Establishments

Establishment units

Physical locations of this company

Registered office

Pastorijstraat 2 box 2

3990 Peer

2.142.397.032

Pastorijstraat 2

3990 Peer

Active since 3 October 2004

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Nelis & Winters same network

€ 1.3 million gross margin · 2025

Eenheid Nelis

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0862.153.123

VAT number

BE 0862.153.123

Registered office

Pastorijstraat 2 bus 2, 3990 Peer

Names & denominations

NELIS RAF VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

11 December 2003

Peppol

Active · Active since 18 Feb 2026

Activities · NACE

Rechtstreekse verzekeringsverrichtingen leven

Activiteiten van gemengde verzekeringsondernemingen, overwegend leven

Activiteiten van gemengde verzekeringsentiteiten, overwegend niet-leven

Herverzekeringen

Rechtstreekse verzekeringsverrichtingen niet-leven

View on CBE Public ↗ Annual accounts (NBB) ↗

NELIS RAF VERZEKERINGEN

Financials

What happened to NELIS RAF VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions