Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Nelis & Winters from Peer, company number BE0754851327, closed financial year 2025 with a result of € 606,544 after tax. For that financial year Nelis & Winters recorded a gross margin of € 1.3 million and equity of € 50,000. Compared with financial year 2024, the result moved from € 525,751 to € 606,544. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 13, 2026.
€ 50,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 606,544
▲ 15% vs 2024
Profit after tax over the fiscal year.
€ 281,460
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 606,544 paid out
100 % of the profit went to the shareholders, mostly to NELIS RAF VERZEKERINGEN (55 % of the shares). That is where the money ends up.
People and assets in 2025
4.2
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 270,837
€ 64,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 72,293
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 864,411
▼ 16% vs 2024
€ 167,904 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 113,950
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,449
▼ 63% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 846,213 | € 1,074,939 | € 1,204,522 | € 1,317,122 | ▲ 9% |
| Profit after taxes | € 296,579 | € 492,752 | € 525,751 | € 606,544 | ▲ 15% |
| Equity | € 50,000 | € 50,000 | € 50,000 | € 50,000 | |
| Total debts | € 1,943,307 | € 2,066,915 | € 1,797,223 | € 1,681,318 | ▼ 6% |
| Cash | € 383,620 | € 574,557 | € 528,067 | € 281,460 | ▼ 47% |
| Dividend | € 296,579 | € 492,752 | € 525,751 | € 606,544 | ▲ 15% |
| Bank debt | € 1,361,914 | € 1,197,097 | € 1,031,279 | € 864,411 | ▼ 16% |
| Balance sheet total | € 1,993,307 | € 2,116,915 | € 1,847,223 | € 1,731,318 | ▼ 6% |
| Employees (FTE) | 3.9 | 3.9 | 4 | 4.2 | ▲ 0.2 |
Key figures of Nelis & Winters, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Nelis & Winters?
What happened at Nelis & Winters in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 606,544 (▲ 15% vs 2024). filed late Source: NBB ↗
- Wouter Vanbussel BV BV became a director. NBB
- WINTERS STIJN VERZEKERINGEN BV BV became a director. NBB
- New establishment in Oudsbergen. KBO
- NELIS RAF VERZEKERINGEN BV became a director. NBB
- New establishment in Peer. KBO
- Start of the company according to the CBE. KBO
In short
From € 296,579 profit in 2022 to € 606,544 profit in 2025.
Paid € 602,326 in corporate taxes since 2022.
Best year ever: 2025, with € 606,544 profit.
On average € 313,600 of value added per employee in 2025.
Management
The stake of NELIS RAF VERZEKERINGEN, Wouter Vanbussel comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Nelis & WintersBehind Nelis & Winters are Wouter Vanbussel BV BV, WINTERS STIJN VERZEKERINGEN BV BV and NELIS RAF VERZEKERINGEN BV. The shares are held by NELIS RAF VERZEKERINGEN (55%) and Wouter Vanbussel (10%).
Directors
According to the 2025 annual accounts
Director · represented by Vanbussel Wouter
since 2022
WINTERS STIJN VERZEKERINGEN BV BV
Director · represented by Winters Stijn
since 2022
Director · represented by Nelis Raf
since 2020
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Pastorijstraat 2 box 2
3990 Peer
Weg op Bree 22A
3670 Oudsbergen
Active since 1 January 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0754.851.327
- VAT number
- BE 0754.851.327
- Registered office
- Pastorijstraat 2 bus 2, 3990 Peer
- Names & denominations
- Nelis & Winters
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 September 2020
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Rechtstreekse verzekeringsverrichtingen leven
Herverzekering
Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven
Rechtstreekse verzekeringsverrichtingen niet-leven
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven