Financials
Financial year 2025
MICHEL CALDOW from Lobbes, company number BE0862091557, closed financial year 2025 with a result of € 18,519 after tax. For that financial year MICHEL CALDOW recorded a gross margin of € 37,964 and equity of € 397,362. Compared with financial year 2024, the result moved from € 16,549 to € 18,519. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 397,362
▼ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,519
▲ 12% vs 2024
Profit after tax over the fiscal year.
€ 25,290
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 148,271 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 2,738
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 133,556
▼ 15% vs 2024
€ 42,726 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 5,079
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 58,690 | € 58,944 | € 38,631 | € 37,964 | ▼ 2% |
| Profit after taxes | € 30,239 | € 33,275 | € 16,549 | € 18,519 | ▲ 12% |
| Equity | € 477,291 | € 510,565 | € 527,114 | € 397,362 | ▼ 25% |
| Total debts | € 182,890 | € 183,227 | € 161,939 | € 141,293 | ▼ 13% |
| Cash | € 49,017 | € 68,100 | € 54,679 | € 25,290 | ▼ 54% |
| Land & buildings | € 78,694 | € 71,540 | € 57,232 | € 42,924 | ▼ 25% |
| Retained profit | € 464,591 | € 497,865 | € 514,414 | € 384,662 | ▼ 25% |
| Dividend | € 0 | € 0 | € 0 | € 148,271 | |
| Bank debt | € 175,676 | € 177,887 | € 157,704 | € 133,556 | ▼ 15% |
| Balance sheet total | € 660,181 | € 693,793 | € 689,054 | € 538,655 | ▼ 22% |
Key figures of MICHEL CALDOW, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MICHEL CALDOW?
What happened at MICHEL CALDOW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,519 (▲ 12% vs 2024). filed late Source: NBB ↗
- New establishment in Lobbes. KBO
- Start of the company according to the CBE. KBO
In short
From € 30,239 profit in 2023 to € 18,519 profit in 2025.
Paid € 38,507 in corporate taxes since 2023.
Best year ever: 2023, with € 33,275 profit.
Paid out € 148,271 in dividends to the owners in total.
Management
Behind MICHEL CALDOW is Michel CALDOW.
Directors
According to the 2025 annual accounts
Michel CALDOW
Director
Establishments
Establishment units
Physical locations of this company
Route de Fontaine 13
6542 Lobbes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0862.091.557
- VAT number
- BE 0862.091.557
- Registered office
- Route de Fontaine 13, 6542 Lobbes
- Names & denominations
- MICHEL CALDOW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 December 2003
- Peppol
- Active · Active since 14 Mar 2026