Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
43 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE from Liège, company number BE0861927053, closed financial year 2025 with a result of € -1.5 million after tax. For that financial year SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE recorded a gross margin of € 857,954 and equity of € 113.1 million. Compared with financial year 2024, the result moved from € 2.4 million to € -1.5 million. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 113.1 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.5 million
▼ still € 2.4 million profit in 2024
Profit after tax over the fiscal year.
€ 8.9 million
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -19.9 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 937,835
▲ € 932,043 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 584,755 | € 633,238 | € 660,008 | - | |
| Gross margin | - | - | - | € 857,954 | |
| Profit after taxes | € -1,281,356 | € -5,666,487 | € 2,386,701 | € -1,533,429 | ▼ € 3.9 million |
| Equity | € 75,889,012 | € 95,113,256 | € 113,692,414 | € 113,101,748 | ▼ 1% |
| Total debts | € 2,338,443 | € 2,291,226 | € 6,977,329 | € 6,319,296 | ▼ 9% |
| Cash | € 34,774,823 | € 24,377,972 | € 27,264,897 | € 8,865,801 | ▼ 67% |
| Retained profit | € -13,736,153 | € -20,774,281 | € -18,387,580 | € -19,921,009 | ▼ € 1.5 million |
| Bank debt | € 23,750 | € 5,000 | € 0 | € 0 | |
| Balance sheet total | € 89,789,002 | € 98,157,550 | € 121,341,613 | € 119,967,730 | ▼ 1% |
| Employees (FTE) | 1.9 | 0.9 | 0.3 | - |
Key figures of SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE?
What happened at SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Valérie SARETTO stepped down as director. NBB
- Clarisse RAMAKERS stepped down as director. NBB
- KARL ADAMS stepped down as director. NBB
- Anne VEREECKE stepped down as director. NBB
- Sébastien DURIEUX stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1.5 million (▼ € 3.9 million vs 2024). Source: NBB ↗
- Jean-Paul BASTIN stepped down as director. NBB
- Clarisse RAMAKERS became a director. NBB
In short
From € 1.3 million loss in 2021 to € 1.5 million loss in 2025.
Paid € 3,345 in corporate taxes since 2021.
Best year ever: 2024, with € 2.4 million profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE is Jean-Pierre DI BARTOLOMEO. Jean-Pierre DI BARTOLOMEO is also behind Société d'Investissement Agricole de Wallonie.
Directors
According to the 2025 annual accounts
Jean-Pierre DI BARTOLOMEO
Autre fonction
Also active at: Société d'Investissement Agricole de Wallonie
since 2019
Clarisse RAMAKERS
Chairman of the board
Also active at: Vervolmakingscentrum voor lassers, THEATRE DE LIEGE ASBL - Centre dramatique de la Fédération wallonie - Bruxelles - Centre européen de création théâtrale et chorégraphique, INSTITUT DE FORMATION ET DE PERFECTIONNEMENT DES FABRICATIONS METALLIQUES DES PROVINCES DE LIEGE ET DU LUXEMBOURG, Société d'Investissement du Bassin liégeois, TECHNIFUTUR, THE POD, Wallonie Entreprendre
since 2023 · until 2028
KARL ADAMS
Director
Also active at: SOCIETE DE GESTION DU FRI DE LA REGION WALLONNE, SOCIETE DE DEVELOPPEMENT DE LIEGE GUILLEMINS, FONDS DE PARTICIPATION WALLONIE, NOVALLIA, Transeo, WALLONIE ENTREPRENDRE INTERNATIONAL, SOCIETE WALLONNE POUR LE FINANCEMENT DES INFRASTUCTURES DES POLES DE COMPETITIVITES, WE Accompagnement et Stratégie
since 2023 · until 2028
Valérie SARETTO
Director
Also active at: Qu4tre Liège Média, NOSHAQ, NOSHAQ IMMO, COLLECTIONS ET PATRIMOINES, NOSHAQ VENTURE, Agence locale pour l'Emploi de Liège, NOSHAQ SPIN-OFFS, NOSHAQ EUROPE 3 +4 more
since 2023 · until 2028
Anne VEREECKE
Director
Also active at: SOCIETE DE GESTION DU FRI DE LA REGION WALLONNE, C - Power, SOCIETE DE FINANCEMENT DES EAUX, SOCOFE, ORES Assets, AGENCE DU NUMERIQUE, WOW, COMNEXIO +1 more
since 2023 · until 2028
Sébastien DURIEUX
Director
Also active at: ESPACE FINANCEMENT, SOCIETE MIXTE DE DEVELOPPEMENT IMMOBILIER, Le Circuit de Spa Francorchamps, Durobor Real Estate, SPA GRAND PRIX
since 2023 · until 2028
since 2023 · until 2025
Establishments
Establishment units
Physical locations of this company
Avenue Maurice-Destenay 13
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 43 companies are registered at this address.
All companies at this address →SOCIETE DE GESTION DU FRI DE LA REGION WALLONNE same network
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WE Environnement
€ -505,635 gross margin · 2025
+38 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0861.927.053
- VAT number
- BE 0861.927.053
- Registered office
- Avenue Maurice-Destenay 13, 4000 Liège
- Names & denominations
- SOCIETE DES CAUTIONS MUTUELLES DE WALLONIE · SOCAMUT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 November 2003
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Overige activiteiten van geldscheppende financiële instellingen