Active · per the CBE, 16 September 2026
Bureau CAHAY logo

Bureau CAHAY

BE0861303976

Rechtspersoon Private limited company 2 establishments

Bureau CAHAY is an insurance broker in Vielsalm. Private Limited, started on 27 October 2003, 2 establishments.

Place Paulin-Moxhet 15, 6690 Vielsalm bureaucahay.com

Behind the company: Gilles CAHAY.

Active for

22 year, 10 months

Financials

Financial year 2025

Bureau CAHAY from Vielsalm, company number BE0861303976, closed financial year 2025 with a result of € 17,530 after tax. For that financial year Bureau CAHAY recorded a gross margin of € 103,273 and equity of € 112,100. Compared with financial year 2024, the result moved from € 37,873 to € 17,530. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.

What it is worth Growing

€ 112,100

▲ 19% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 17,530

▼ 54% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 22,309

▼ 38% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 100,270.

People and assets in 2025

Full-time equivalents

1.5

▼ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 69,300

▼ 4% vs 2024

€ 46,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 17,541

▼ 8% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 17,505

▼ 19% vs 2024

€ 3,822 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 14,871

▲ 55% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 29,071

▲ 9% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 124,021 € 121,872 € 130,752 € 103,273 ▼ 21%
Profit after taxes € 34,119 € 24,629 € 37,873 € 17,530 ▼ 54%
Equity € 32,068 € 56,697 € 94,570 € 112,100 ▲ 19%
Total debts € 80,074 € 61,061 € 60,716 € 64,323 ▲ 6%
Cash € 33,605 € 26,128 € 36,105 € 22,309 ▼ 38%
Retained profit € 20,239 € 44,868 € 82,740 € 100,270 ▲ 21%
Bank debt € 47,543 € 27,367 € 21,666 € 17,505 ▼ 19%
Balance sheet total € 112,142 € 117,758 € 155,286 € 176,422 ▲ 14%
Employees (FTE) - 1.6 1.7 1.5 ▼ 0.2

Key figures of Bureau CAHAY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Bureau CAHAY?

What happened at Bureau CAHAY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 17,530 (▼ 54% vs 2024). filed late Source: NBB ↗
  • New establishment in Lierneux. KBO
  • Gilles CAHAY became a director. NBB
  • Start of the company according to the CBE. KBO
  • New establishment in Vielsalm. KBO

In short

From € 34,119 profit in 2022 to € 17,530 profit in 2025.

Paid € 40,415 in corporate taxes since 2022.

Best year ever: 2024, with € 37,873 profit.

On average € 68,800 of value added per employee in 2025.

Management

The stake of CAHAY-DENNE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Bureau CAHAY

Behind Bureau CAHAY is Gilles CAHAY. The shares are held by CAHAY-DENNE (100%).

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Directors

According to the 2025 annual accounts

Gilles CAHAY

Director

Also active at: PROMISIA FINANCES, CAHAY-DENNE

since 2019

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Place Paulin-Moxhet 15

6690 Vielsalm

2.316.101.068

Rue de la Gare 31

4990 Lierneux

Active since 13 April 2021

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

Contact Form 7Font AwesomeGoogle FontsNginxPHPWP EngineWPBakeryWordPressjQuerylazysizesreCAPTCHA

Certifications & Partners

FSMA

Hosting & Email

Email provider

Self-hosted

Hosting

GOOGLE - Google LLC, US

Website info

HTTPS Ja
Languages FR

Features

Contact page

Security

HTTPS
SPF
DMARC

Details

Company number
0861.303.976
VAT number
BE 0861.303.976
Registered office
Place Paulin-Moxhet 15, 6690 Vielsalm
Names & denominations
Bureau CAHAY
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
27 October 2003
Peppol
Active · Active since 1 Jan 2001
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Belastingconsulenten

Overige fiscale dienstverlening

Accountants en belastingconsulenten

Verhuur van overige roerende goederen voor persoonlijk of huishoudelijk gebruik, n.e.g.

Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg

Gemengd landbouwbedrijf

+1

Frequently asked questions

What does Bureau CAHAY do?
Bureau CAHAY is an insurance broker in Vielsalm. Private Limited, started on 27 October 2003, 2 establishments.
What is the address of Bureau CAHAY?
The registered office of Bureau CAHAY is located at Place Paulin-Moxhet 15, 6690 Vielsalm.
Is Bureau CAHAY still active?
Yes. According to the CBE (16 September 2026) Bureau CAHAY is active, legal situation “Normale toestand”, started on 27 October 2003.
Is Bureau CAHAY registered on Peppol?
Yes, Bureau CAHAY is registered on the Peppol network with ID 0208:0861303976.
What is the enterprise number of Bureau CAHAY?
The enterprise number of Bureau CAHAY is BE0861303976.
When was Bureau CAHAY founded?
Bureau CAHAY was founded on 27 October 2003.