Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INFOCENTRUM VOOR KREDIET & BELEGGINGEN from Merelbeke-Melle, company number BE0861264186, closed financial year 2025 with a result of € -13,679 after tax. For that financial year INFOCENTRUM VOOR KREDIET & BELEGGINGEN recorded revenue of € 12,916 and equity of € -27,710. Compared with financial year 2023, the result moved from € 37 to € -13,679. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 19, 2026.
€ -27,710
▼ € 27,770 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,679
▼ still € 37 profit in 2023
Profit after tax over the fiscal year.
€ 3,402
▼ 58% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -46,310.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 12,787
▼ 56% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3,617
▼ 72% vs 2023
Loans from banks and other lenders, long and short.
€ 2,261
▼ 64% vs 2023
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|
| Revenue | € 38,823 | € 40,257 | € 12,916 | ▼ 68% |
| Gross margin | € 12,521 | € 16,937 | € -5,553 | ▼ € 22,490 |
| Profit after taxes | € -2,269 | € 37 | € -13,679 | ▼ € 13,716 |
| Equity | € 23 | € 60 | € -27,710 | ▼ € 27,770 |
| Total debts | € 63,601 | € 56,481 | € 54,793 | ▼ 3% |
| Cash | € 2,685 | € 8,193 | € 3,402 | ▼ 58% |
| Retained profit | € -18,577 | € -18,540 | € -46,310 | ▼ € 27,770 |
| Bank debt | € 19,720 | € 12,915 | € 3,617 | ▼ 72% |
| Balance sheet total | € 63,623 | € 56,541 | € 27,083 | ▼ 52% |
Key figures of INFOCENTRUM VOOR KREDIET & BELEGGINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to INFOCENTRUM VOOR KREDIET & BELEGGINGEN?
What happened at INFOCENTRUM VOOR KREDIET & BELEGGINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,679 (▼ € 13,716 vs 2023). filed late Source: NBB ↗
- New establishment in Middelkerke. KBO
- New establishment in Merelbeke-Melle. KBO
- Start of the company according to the CBE. KBO
- Martine Verhegge became a director. NBB
In short
From € 2,269 loss in 2022 to € 13,679 loss in 2025.
Paid € 1,210 in corporate taxes since 2022.
Best year ever: 2023, with € 37 profit.
A new publication or filing at INFOCENTRUM VOOR KREDIET & BELEGGINGEN? We notify you, reason included.
Follow INFOCENTRUM VOOR KREDIET & BELEGGINGENDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INFOCENTRUM VOOR KREDIET & BELEGGINGEN is Martine Verhegge.
Directors
According to the 2025 annual accounts
Martine Verhegge
Manager
since 2003
Establishments
Establishment units
Physical locations of this company
Bosstraat 8
9820 Merelbeke-Melle
Westendelaan 170 box 21
8434 Middelkerke
Active since 4 May 2004
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0861.264.186
- VAT number
- BE 0861.264.186
- Registered office
- Bosstraat 8, 9820 Merelbeke-Melle
- Names & denominations
- INFOCENTRUM VOOR KREDIET & BELEGGINGEN · ikb IKB i.k.b. I.K.B.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 October 2003
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.