What does VD FINANCES do?

VD FINANCES is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 11 September 2003, 1 establishment.

What is the address of VD FINANCES?

The registered office of VD FINANCES is located at Quai de-Gaulle 6 box 81, 4020 Liège.

Is VD FINANCES still active?

Yes. According to the CBE (4 October 2026) VD FINANCES is active, legal situation “Normale toestand”, started on 11 September 2003.

Is VD FINANCES registered on Peppol?

No, VD FINANCES is currently not registered on the Peppol network.

What is the enterprise number of VD FINANCES?

The enterprise number of VD FINANCES is BE0860437312.

When was VD FINANCES founded?

VD FINANCES was founded on 11 September 2003.

Who are the directors of VD FINANCES?

According to the 2025 annual accounts, the directors of VD FINANCES are: Vincent DELTOUR.

Is VD FINANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 September 2003; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did VD FINANCES make in 2025?

VD FINANCES posted a profit after taxes of € 230,399 in financial year 2025.

What is the revenue of VD FINANCES?

As a small company, VD FINANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 528,878.

VD FINANCES (Private Limited) - Liège - BE0860437312

Dossier VD FINANCES, printed on 4 October 2026 from databakkes.be/en/0860437312/vd-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

VD FINANCES from Liège, company number BE0860437312, closed financial year 2025 with a result of € 230,399 after tax. For that financial year VD FINANCES recorded a gross margin of € 528,878 and equity of € 1 million. Compared with financial year 2024, the result moved from € 231,491 to € 230,399. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.

What it is worth Growing

€ 1 million

▲ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 230,399

Profit after tax over the fiscal year.

Cash in the bank

€ 46,773

▼ 55% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 24,300 paid out

11 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 195,608

▲ 3% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 49,453

▲ € 48,629 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 31,019

€ 8,747 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 233

▼ 84% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 69,266

▼ 30% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 312,857 Gross margin 2022: € 312,857 First fiscal year in the series	€ 449,618 Gross margin 2023: € 449,618 ▲ 44% vs 2022 (€ 312,857) Favourable step	€ 520,190 Gross margin 2024: € 520,190 ▲ 16% vs 2023 (€ 449,618) Favourable step	€ 528,878 Gross margin 2025: € 528,878 ▲ 2% vs 2024 (€ 520,190) Favourable step	▲ 2%
Profit after taxes	€ 87,112 Profit after taxes 2022: € 87,112 First fiscal year in the series	€ 169,789 Profit after taxes 2023: € 169,789 ▲ 95% vs 2022 (€ 87,112) Favourable step	€ 231,491 Profit after taxes 2024: € 231,491 ▲ 36% vs 2023 (€ 169,789) Favourable step	€ 230,399 Profit after taxes 2025: € 230,399 Unchanged (€ 231,491) Unfavourable step
Equity	€ 434,468 Equity 2022: € 434,468 First fiscal year in the series	€ 604,258 Equity 2023: € 604,258 ▲ 39% vs 2022 (€ 434,468) Favourable step	€ 835,748 Equity 2024: € 835,748 ▲ 38% vs 2023 (€ 604,258) Favourable step	€ 1,041,847 Equity 2025: € 1,041,847 ▲ 25% vs 2024 (€ 835,748) Favourable step	▲ 25%
Total debts	€ 365,090 Total debts 2022: € 365,090 First fiscal year in the series	€ 189,511 Total debts 2023: € 189,511 ▼ 48% vs 2022 (€ 365,090) Favourable step	€ 105,202 Total debts 2024: € 105,202 ▼ 44% vs 2023 (€ 189,511) Favourable step	€ 124,819 Total debts 2025: € 124,819 ▲ 19% vs 2024 (€ 105,202) Unfavourable step	▲ 19%
Cash	€ 88,576 Cash 2022: € 88,576 First fiscal year in the series	€ 100,483 Cash 2023: € 100,483 ▲ 13% vs 2022 (€ 88,576) Favourable step	€ 104,294 Cash 2024: € 104,294 ▲ 4% vs 2023 (€ 100,483) Favourable step	€ 46,773 Cash 2025: € 46,773 ▼ 55% vs 2024 (€ 104,294) Unfavourable step	▼ 55%
Retained profit	€ 415,868 Retained profit 2022: € 415,868 First fiscal year in the series	€ 585,658 Retained profit 2023: € 585,658 ▲ 41% vs 2022 (€ 415,868) Favourable step	€ 817,148 Retained profit 2024: € 817,148 ▲ 40% vs 2023 (€ 585,658) Favourable step	€ 1,023,247 Retained profit 2025: € 1,023,247 ▲ 25% vs 2024 (€ 817,148) Favourable step	▲ 25%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 24,300 Dividend 2025: € 24,300 Unchanged (€ 0) Unchanged
Bank debt	€ 7,555 Bank debt 2022: € 7,555 First fiscal year in the series	€ 1,895 Bank debt 2023: € 1,895 ▼ 75% vs 2022 (€ 7,555) Favourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 1,895) Favourable step	€ 31,019 Bank debt 2025: € 31,019 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 799,558 Balance sheet total 2022: € 799,558 First fiscal year in the series	€ 793,769 Balance sheet total 2023: € 793,769 ▼ 1% vs 2022 (€ 799,558) Unchanged	€ 940,950 Balance sheet total 2024: € 940,950 ▲ 19% vs 2023 (€ 793,769) Unchanged	€ 1,166,666 Balance sheet total 2025: € 1,166,666 ▲ 24% vs 2024 (€ 940,950) Unchanged	▲ 24%

Key figures of VD FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VD FINANCES?

What happened at VD FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 29, 2026 New annual accounts for financial year 2025: profit of € 230,399. Source: NBB ↗
Oct 1, 2003 New establishment in Seraing. KBO
Sep 11, 2003 Start of the company according to the CBE. KBO

In short

From € 87,112 profit in 2022 to € 230,399 profit in 2025.

Paid € 307,484 in corporate taxes since 2022.

Best year ever: 2024, with € 231,491 profit.

Paid out € 24,300 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at VD FINANCES? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Vincent DELTOUR

VD FINANCES

Behind VD FINANCES is Vincent DELTOUR.

See the full network in the app

Directors

According to the 2025 annual accounts

Vincent DELTOUR

Administrator-manager

Establishments

Establishment units

Physical locations of this company

Registered office

Quai de-Gaulle 6 box 81

4020 Liège

2.133.101.858

Rue du Pairay 5

4100 Seraing

Active since 1 October 2003

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0860.437.312
VAT number: BE 0860.437.312
Registered office: Quai de-Gaulle 6 bus 81, 4020 Liège
Names & denominations: VD FINANCES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 September 2003
Peppol: Not registered
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗