What does G M FINANCES do?

G M FINANCES is an insurance broker in Limbourg. Private Limited, started on 6 August 2003, 1 establishment.

What is the address of G M FINANCES?

The registered office of G M FINANCES is located at Rue des Ecoles 17, 4830 Limbourg.

Is G M FINANCES still active?

Yes. According to the CBE (30 October 2026) G M FINANCES is active, legal situation “Normale toestand”, started on 6 August 2003.

Is G M FINANCES registered on Peppol?

No, G M FINANCES is currently not registered on the Peppol network.

What is the enterprise number of G M FINANCES?

The enterprise number of G M FINANCES is BE0859983093.

When was G M FINANCES founded?

G M FINANCES was founded on 6 August 2003.

Who are the directors of G M FINANCES?

According to the 2025 annual accounts, the directors of G M FINANCES are: LEXARA SRL.

Is G M FINANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 August 2003; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did G M FINANCES make in 2025?

G M FINANCES posted a profit after taxes of € 11,260 in financial year 2025.

What is the revenue of G M FINANCES?

As a small company, G M FINANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 162,904.

How much does an employee at G M FINANCES earn?

The average wage cost per full-time employee at G M FINANCES was € 89,600 in 2022: staff costs of € 107,462 for 1.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

G M FINANCES (Private Limited) - Limbourg - BE0859983093

Dossier G M FINANCES, printed on 30 October 2026 from databakkes.be/en/0859983093/g-m-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

G M FINANCES from Limbourg, company number BE0859983093, closed financial year 2025 with a result of € 11,260 after tax. For that financial year G M FINANCES recorded a gross margin of € 162,904 and equity of € 106,531. Compared with financial year 2024, the result moved from € 3,093 to € 11,260. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 24, 2026.

What it is worth Growing

€ 106,531

▲ 12% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 11,260

▲ 264% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 86

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 87,931.

People and assets in 2025

Wage cost

€ 101,901

▼ 28% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,571

▲ 184% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 73,401

▼ 29% vs 2024

€ 31,090 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 5,111

▼ 65% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 15,940

▲ 1% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 184,750 Gross margin 2022: € 184,750 First fiscal year in the series	€ 163,039 Gross margin 2023: € 163,039 ▼ 12% vs 2022 (€ 184,750) Unfavourable step	€ 218,101 Gross margin 2024: € 218,101 ▲ 34% vs 2023 (€ 163,039) Favourable step	€ 162,904 Gross margin 2025: € 162,904 ▼ 25% vs 2024 (€ 218,101) Unfavourable step	▼ 25%
Profit after taxes	€ 15,126 Profit after taxes 2022: € 15,126 First fiscal year in the series	€ 10,949 Profit after taxes 2023: € 10,949 ▼ 28% vs 2022 (€ 15,126) Unfavourable step	€ 3,093 Profit after taxes 2024: € 3,093 ▼ 72% vs 2023 (€ 10,949) Unfavourable step	€ 11,260 Profit after taxes 2025: € 11,260 ▲ 264% vs 2024 (€ 3,093) Favourable step	▲ 264%
Equity	€ 81,229 Equity 2022: € 81,229 First fiscal year in the series	€ 92,178 Equity 2023: € 92,178 ▲ 13% vs 2022 (€ 81,229) Favourable step	€ 95,271 Equity 2024: € 95,271 ▲ 3% vs 2023 (€ 92,178) Favourable step	€ 106,531 Equity 2025: € 106,531 ▲ 12% vs 2024 (€ 95,271) Favourable step	▲ 12%
Total debts	€ 219,134 Total debts 2022: € 219,134 First fiscal year in the series	€ 172,444 Total debts 2023: € 172,444 ▼ 21% vs 2022 (€ 219,134) Favourable step	€ 142,006 Total debts 2024: € 142,006 ▼ 18% vs 2023 (€ 172,444) Favourable step	€ 98,001 Total debts 2025: € 98,001 ▼ 31% vs 2024 (€ 142,006) Favourable step	▼ 31%
Cash	€ 5,902 Cash 2022: € 5,902 First fiscal year in the series	-	-	€ 86 Cash 2025: € 86 First fiscal year in the series
Retained profit	€ 62,629 Retained profit 2022: € 62,629 First fiscal year in the series	€ 73,578 Retained profit 2023: € 73,578 ▲ 17% vs 2022 (€ 62,629) Favourable step	€ 76,671 Retained profit 2024: € 76,671 ▲ 4% vs 2023 (€ 73,578) Favourable step	€ 87,931 Retained profit 2025: € 87,931 ▲ 15% vs 2024 (€ 76,671) Favourable step	▲ 15%
Dividend	€ 5,000 Dividend 2022: € 5,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 5,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 153,914 Bank debt 2022: € 153,914 First fiscal year in the series	€ 126,817 Bank debt 2023: € 126,817 ▼ 18% vs 2022 (€ 153,914) Favourable step	€ 103,988 Bank debt 2024: € 103,988 ▼ 18% vs 2023 (€ 126,817) Favourable step	€ 73,401 Bank debt 2025: € 73,401 ▼ 29% vs 2024 (€ 103,988) Favourable step	▼ 29%
Balance sheet total	€ 300,364 Balance sheet total 2022: € 300,364 First fiscal year in the series	€ 264,623 Balance sheet total 2023: € 264,623 ▼ 12% vs 2022 (€ 300,364) Unchanged	€ 237,277 Balance sheet total 2024: € 237,277 ▼ 10% vs 2023 (€ 264,623) Unchanged	€ 204,532 Balance sheet total 2025: € 204,532 ▼ 14% vs 2024 (€ 237,277) Unchanged	▼ 14%
Employees (FTE)	1.2 Employees (FTE) 2022: 1.2 First fiscal year in the series	-	-	-

Key figures of G M FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to G M FINANCES?

What happened at G M FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 24, 2026 New annual accounts for financial year 2025: profit of € 11,260 (▲ 264% vs 2024). Source: NBB ↗
Aug 6, 2003 New establishment in Limbourg. KBO
Aug 6, 2003 Start of the company according to the CBE. KBO

In short

From € 15,126 profit in 2022 to € 11,260 profit in 2025.

Paid € 35,448 in corporate taxes since 2022.

Best year ever: 2022, with € 15,126 profit.

On average € 154,000 of value added per employee in 2022.

Original PDFs at the National Bank ↗

Management

L&S MANAGEMENT 100%

The stake of L&S MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

G M FINANCES

Behind G M FINANCES is LEXARA SRL. The shares are held by L&S MANAGEMENT (100%).

Directors

According to the 2025 annual accounts

LEXARA SRL

Director · represented by Benoît Geuquet

Shareholders

L&S MANAGEMENT

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Ecoles 17

4830 Limbourg

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

L&S MANAGEMENT same network

€ 55,269 gross margin · 2025

Médisirona

€ 20,499 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0859.983.093
VAT number: BE 0859.983.093
Registered office: Rue des Ecoles 17, 4830 Limbourg
Names & denominations: G M FINANCES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 6 August 2003
Peppol: Not registered
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗