Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fona from Leuven, company number BE0859844523, closed financial year 2025 with a result of € 34,054 after tax. For that financial year Fona recorded a gross margin of € 260,816 and equity of € 453,201. Compared with financial year 2024, the result moved from € 20,532 to € 34,054. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 453,201
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,054
▲ 66% vs 2024
Profit after tax over the fiscal year.
€ 171,480
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 434,601.
People and assets in 2025
2.3
▼ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 139,347
▼ 10% vs 2024
€ 60,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,500
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 59,097
▼ 32% vs 2024
€ 26,043 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 102,430
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,009
▼ 39% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 209,427 | € 265,925 | € 256,634 | € 260,816 | ▲ 2% |
| Profit after taxes | € 5,949 | € 35,807 | € 20,532 | € 34,054 | ▲ 66% |
| Equity | € 363,807 | € 398,614 | € 419,146 | € 453,201 | ▲ 8% |
| Total debts | € 802,279 | € 699,434 | € 659,345 | € 552,109 | ▼ 16% |
| Cash | € 104,403 | € 98,423 | € 242,809 | € 171,480 | ▼ 29% |
| Land & buildings | € 542,211 | € 497,727 | € 459,041 | € 413,968 | ▼ 10% |
| Retained profit | € 345,207 | € 380,014 | € 400,546 | € 434,601 | ▲ 9% |
| Dividend | € 0 | € 1,000 | € 0 | € 0 | |
| Bank debt | € 127,056 | € 101,013 | € 87,339 | € 59,097 | ▼ 32% |
| Balance sheet total | € 1,166,086 | € 1,098,048 | € 1,078,492 | € 1,005,310 | ▼ 7% |
| Employees (FTE) | - | 3 | 3 | 2.3 | ▼ 0.7 |
By gross margin, Fona ranks 3rd of 8 companies with main activity “Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)” in Leuven that publish figures (fiscal year 2025).
Key figures of Fona, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about Fona the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to Fona?
What happened at Fona in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,054 (▲ 66% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Leuven. KBO
In short
From € 5,949 profit in 2022 to € 34,054 profit in 2025.
Paid € 44,164 in corporate taxes since 2022.
Best year ever: 2023, with € 35,807 profit.
On average € 113,400 of value added per employee in 2025.
Management
Behind Fona is NADINE FORTON. NADINE FORTON is also behind IMMAGINE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Savoyestraat 5A
3000 Leuven
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0859.844.523
- VAT number
- BE 0859.844.523
- Registered office
- Savoyestraat 5A, 3000 Leuven
- Names & denominations
- Fona
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 July 2003
- Peppol
- Active · Active since 17 Apr 2025
- Activities · NACE
Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in damesbovenkleding
Detailhandel in bovenkleding voor dames