Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARTIM from Antwerpen, company number BE0859790974, closed financial year 2025 with a result of € -106,955 after tax. For that financial year CARTIM recorded a gross margin of € 357,744 and equity of € 243,162. Compared with financial year 2024, the result moved from € -180,154 to € -106,955. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ 243,162
▼ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -106,955
▲ 41 % less loss than in 2024
Profit after tax over the fiscal year.
€ 17,711
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -356,838.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 38,163
▼ 6% vs 2024
€ 38,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 101
▼ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4 million
▼ 4% vs 2024
€ 317,107 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 782,628
▲ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,388
▲ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 954,206 | € 401,517 | € 438,857 | € 357,744 | ▼ 18% |
| Profit after taxes | € 293,945 | € -13,518 | € -180,154 | € -106,955 | ▲ € 73,199 |
| Equity | € 543,790 | € 530,272 | € 350,117 | € 243,162 | ▼ 31% |
| Total debts | € 5,217,321 | € 4,962,957 | € 4,972,494 | € 4,963,713 | |
| Cash | € 142,301 | € 60,550 | € 43,178 | € 17,711 | ▼ 59% |
| Land & buildings | € 5,213,460 | € 5,020,310 | € 4,842,675 | € 4,746,216 | ▼ 2% |
| Retained profit | € -56,210 | € -69,728 | € -249,883 | € -356,838 | ▼ € 106,955 |
| Bank debt | € 4,692,482 | € 4,533,986 | € 4,186,024 | € 4,011,059 | ▼ 4% |
| Balance sheet total | € 5,884,505 | € 5,613,480 | € 5,322,611 | € 5,206,875 | ▼ 2% |
| Employees (FTE) | 1 | 1 | 1 | 1 |
Key figures of CARTIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CARTIM?
What happened at CARTIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Carine Van der Voort stepped down as director. NBB
- Alexandre Martinez stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 106,955. Source: NBB ↗
- Alexandre Martinez became a director. NBB
- Carine Van der Voort became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 293,945 profit in 2022 to € 106,955 loss in 2025.
Paid € 162,316 in corporate taxes since 2022.
Best year ever: 2022, with € 293,945 profit.
On average € 357,700 of value added per employee in 2025.
A new publication or filing at CARTIM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Establishments
Establishment units
Physical locations of this company
Italiëlei 191
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0859.790.974
- VAT number
- BE 0859.790.974
- Registered office
- Italiëlei 191, 2000 Antwerpen
- Names & denominations
- CARTIM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 July 2003
- Peppol
- Active · Active since 9 Jan 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur van woningen, exclusief sociale woningen