Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEPHYBEL from Namur, company number BE0859574210, closed financial year 2025 with a result of € -47,288 after tax. For that financial year STEPHYBEL recorded a gross margin of € -36,045 and equity of € 51,938. Compared with financial year 2024, the result moved from € -3,730 to € -47,288. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.
€ 51,938
▼ 48% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -47,288
▼ 1168 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,828
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 45,738.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,013
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 10,743
Supplier invoices still open on the last day of the fiscal year.
€ 5,703
▼ 78% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 100,483 | € 86,935 | € 7,603 | € -36,045 | ▼ € 43,648 |
| Profit after taxes | € 67,500 | € 55,246 | € -3,730 | € -47,288 | ▼ € 43,557 |
| Equity | € 75,138 | € 105,789 | € 99,226 | € 51,938 | ▼ 48% |
| Total debts | € 74,541 | € 122,415 | € 36,134 | € 70,758 | ▲ 96% |
| Cash | € 68,904 | € 76,462 | € 15,841 | € 8,828 | ▼ 44% |
| Retained profit | € 68,938 | € 99,589 | € 93,026 | € 45,738 | ▼ 51% |
| Dividend | € 416 | € 24,595 | € 2,833 | € 0 | ▼ 100% |
| Bank debt | € 16,777 | € 4,236 | € 0 | € 0 | |
| Balance sheet total | € 149,679 | € 228,203 | € 135,360 | € 122,696 | ▼ 9% |
Key figures of STEPHYBEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STEPHYBEL?
What happened at STEPHYBEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 47,288. filed late Source: NBB ↗
- Tania Florent stepped down as director. NBB
- Stéphane Rigotti became a director. NBB
- Tania Florent became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 67,500 profit in 2022 to € 47,288 loss in 2025.
Paid € 59,068 in corporate taxes since 2022.
Best year ever: 2022, with € 67,500 profit.
Paid out € 27,844 in dividends to the owners in total.
A new publication or filing at STEPHYBEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPHYBEL is Stéphane Rigotti. It owns 33.2% of Agent Double itself.
Directors
According to the 2025 annual accounts
since 2023
Tania Florent
Director
since 2023 · until 2024
Establishments
Establishment units
Physical locations of this company
Rue Gustave Guidet(VD) 29
5020 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0859.574.210
- VAT number
- BE 0859.574.210
- Registered office
- Rue Gustave Guidet(VD) 29, 5020 Namur
- Names & denominations
- STEPHYBEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2003
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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