Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J&L PHARMA from Antwerpen, company number BE0849895390, closed financial year 2025 with a result of € 38,364 after tax. For that financial year J&L PHARMA recorded a gross margin of € 54,516 and equity of € 385,889. Compared with financial year 2024, the result moved from € 42,364 to € 38,364. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 385,889
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 38,364
▼ 9% vs 2024
Profit after tax over the fiscal year.
€ 3,688
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 11,000 paid out
29 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 88,767
▼ 35% vs 2024
€ 43,769 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 4,270
▲ 285% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,839
▲ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,658 | € 42,235 | € 69,640 | € 54,516 | ▼ 22% |
| Profit after taxes | € 31,376 | € 24,588 | € 42,364 | € 38,364 | ▼ 9% |
| Equity | € 291,573 | € 316,161 | € 358,525 | € 385,889 | ▲ 8% |
| Total debts | € 374,779 | € 351,368 | € 321,187 | € 278,564 | ▼ 13% |
| Cash | € 38 | € 83 | € 3,793 | € 3,688 | ▼ 3% |
| Retained profit | € 279,073 | € 303,661 | € 346,025 | € 373,389 | ▲ 8% |
| Dividend | € 0 | € 0 | € 0 | € 11,000 | |
| Bank debt | € 216,336 | € 176,150 | € 137,340 | € 88,767 | ▼ 35% |
| Balance sheet total | € 666,352 | € 667,529 | € 679,713 | € 664,453 | ▼ 2% |
Key figures of J&L PHARMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J&L PHARMA?
What happened at J&L PHARMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 38,364 (▼ 9% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,376 profit in 2022 to € 38,364 profit in 2025.
Paid € 54,452 in corporate taxes since 2022.
Best year ever: 2024, with € 42,364 profit.
Paid out € 11,000 in dividends to the owners in total.
A new publication or filing at J&L PHARMA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J&L PHARMA is Sarina Van Belle. It owns 100% of Apotheek Justitia itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Justitiestraat 81
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0849.895.390
- VAT number
- BE 0849.895.390
- Registered office
- Justitiestraat 81, 2018 Antwerpen
- Names & denominations
- J&L PHARMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 October 2012
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Detailhandel in farmaceutische producten
Activiteiten van holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Holdings
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering