Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
VICTORIA FINANCE from Nivelles, company number BE0848837496, closed financial year 2024 with a result of € -8,370 after tax. For that financial year VICTORIA FINANCE recorded a gross margin of € -1,821 and equity of € 641,418. Compared with financial year 2023, the result moved from € -32,619 to € -8,370. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ 641,418
▼ 6% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,370
▲ 74 % less loss than in 2023
Profit after tax over the fiscal year.
€ 2,268
▼ 92% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 595,228.
People and assets in 2024
€ 990
▼ 33% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 146,699
▼ 22% vs 2023
Loans from banks and other lenders, long and short.
€ 3,399
Supplier invoices still open on the last day of the fiscal year.
€ 29
▼ 91% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 229,640 | € 116,255 | € 8,868 | € -1,821 | ▼ € 10,689 |
| Profit after taxes | € 150,510 | € 42,215 | € -32,619 | € -8,370 | ▲ € 24,249 |
| Equity | € 675,191 | € 717,407 | € 684,788 | € 641,418 | ▼ 6% |
| Total debts | € 519,383 | € 324,516 | € 187,417 | € 150,126 | ▼ 20% |
| Cash | € 284,527 | € 213,687 | € 29,510 | € 2,268 | ▼ 92% |
| Land & buildings | € 269,600 | € 260,085 | € 250,570 | € 241,055 | ▼ 4% |
| Retained profit | € 629,001 | € 671,217 | € 638,598 | € 595,228 | ▼ 7% |
| Dividend | € 15,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 278,741 | € 227,030 | € 187,101 | € 146,699 | ▼ 22% |
| Balance sheet total | € 1,194,575 | € 1,041,923 | € 872,205 | € 791,544 | ▼ 9% |
Key figures of VICTORIA FINANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to VICTORIA FINANCE?
What happened at VICTORIA FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 8,370. filed late Source: NBB ↗
- CHARLOTTE VANDELOISE WAUTHIER became a director. NBB
- VINCENT ROUSSEAU became a director. NBB
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 150,510 profit in 2021 to € 8,370 loss in 2024.
Paid € 90,197 in corporate taxes since 2021.
Best year ever: 2021, with € 150,510 profit.
Paid out € 15,000 in dividends to the owners in total.
A new publication or filing at VICTORIA FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VICTORIA FINANCE are CHARLOTTE VANDELOISE WAUTHIER and VINCENT ROUSSEAU.
Directors
According to the 2024 annual accounts
CHARLOTTE VANDELOISE WAUTHIER
Manager
since 2015
VINCENT ROUSSEAU
Manager
since 2013
Establishments
Establishment units
Physical locations of this company
Mont Saint-Roch 22
1400 Nivelles
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0848.837.496
- VAT number
- BE 0848.837.496
- Registered office
- Mont Saint-Roch 22, 1400 Nivelles
- Names & denominations
- VICTORIA FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 2012
- Peppol
- Not registered
- Activities · NACE
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