Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BJ Create from Bredene, company number BE0848434056, closed financial year 2025 with a result of € 20,037 after tax. For that financial year BJ Create recorded a gross margin of € 110,425 and equity of € 64,923. Compared with financial year 2024, the result moved from € -16,511 to € 20,037. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 30, 2026.
€ 64,923
▲ 45% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,037
▲ still € 16,511 loss in 2024
Profit after tax over the fiscal year.
€ 30,924
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 46,323.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 38,950
▲ 1% vs 2024
€ 38,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,690
▼ 58% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 445,463
▼ 6% vs 2024
€ 40,340 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 17,276
▲ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,581
▲ 232% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 208,764 | € 125,475 | € 77,557 | € 110,425 | ▲ 42% |
| Profit after taxes | € 56,107 | € 7,106 | € -16,511 | € 20,037 | ▲ € 36,548 |
| Equity | € 55,956 | € 61,397 | € 44,886 | € 64,923 | ▲ 45% |
| Total debts | € 569,113 | € 526,508 | € 490,558 | € 479,661 | ▼ 2% |
| Cash | € 35,595 | € 8,705 | € 0 | € 30,924 | |
| Land & buildings | € 471,648 | € 452,814 | € 427,061 | € 405,314 | ▼ 5% |
| Retained profit | € 37,356 | € 42,797 | € 26,286 | € 46,323 | ▲ 76% |
| Dividend | € 1,600 | € 1,666 | € 0 | € 0 | |
| Bank debt | € 525,478 | € 475,364 | € 473,532 | € 445,463 | ▼ 6% |
| Balance sheet total | € 625,069 | € 587,905 | € 535,444 | € 544,584 | ▲ 2% |
| Employees (FTE) | 1.6 | 1 | 1 | 1 |
Key figures of BJ Create, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to BJ Create?
What happened at BJ Create in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,037. Source: NBB ↗
- Els Legein became a director. NBB
- New establishment in Bredene. KBO
- Start of the company according to the CBE. KBO
- John Bulteel became a director. NBB
In short
From € 56,107 profit in 2022 to € 20,037 profit in 2025.
Paid € 22,994 in corporate taxes since 2022.
Best year ever: 2022, with € 56,107 profit.
On average € 110,400 of value added per employee in 2025.
A new publication or filing at BJ Create? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BJ Create are John Bulteel and Els Legein.
Directors
According to the 2025 annual accounts
John Bulteel
Director
since 2012
Els Legein
Director
since 2013
Establishments
Establishment units
Physical locations of this company
Brugsesteenweg 1 box 13
8450 Bredene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →SYSTEMATIC LOGISTICS INTERNATIONAL
Vereniging van Mede-eigenaars bedrijvenpark Spuikom te Bredene, Brugsesteenweg 1
DEBEERST
€ 284,975 gross margin · 2025
Ruben Declerck
€ 981,058 gross margin · 2025
STRENGTH HOUSE
€ 373,366 gross margin · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
MICROSOFT-CORP-MSN-AS-BLOCK - Microsoft Corporation, US
Website info
Features
Security
Details
- Company number
- 0848.434.056
- VAT number
- BE 0848.434.056
- Registered office
- Brugsesteenweg 1 bus 13, 8450 Bredene
- Names & denominations
- BJ Create
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 September 2012
- Peppol
- Active · Active since 28 Apr 2025
- Contact
- bjcreate.be
- Activities · NACE
Vervaardiging van metalen constructiewerken en delen daarvan
Overige bouwinstallatie
Glaszetten
Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen
Schrijnwerk
Grafisch ontwerp en visuele communicatie
Plaatsen van vloerbedekking en wandbekleding van hout
Activiteiten van grafische designers
+1