Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
T&M HOLDING from Leuven, company number BE0848090202, closed financial year 2025 with a result of € -7,890 after tax. For that financial year T&M HOLDING recorded a gross margin of € -5,850 and equity of € -23,681. Compared with financial year 2024, the result moved from € -4,390 to € -7,890. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 20, 2026.
€ -23,681
▼ € 7,890 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,890
▼ 80 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,074
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -36,081.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,338
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,594 | € -5,778 | € -2,925 | € -5,850 | ▼ € 2,924 |
| Profit after taxes | € -1,853 | € -6,817 | € -4,390 | € -7,890 | ▼ € 3,499 |
| Equity | € -4,584 | € -11,401 | € -15,791 | € -23,681 | ▼ € 7,890 |
| Total debts | € 4,981 | € 14,384 | € 20,360 | € 25,755 | ▲ 27% |
| Cash | € 397 | € 2,983 | € 4,568 | € 2,074 | ▼ 55% |
| Retained profit | € -16,984 | € -23,801 | € -28,191 | € -36,081 | ▼ € 7,890 |
| Balance sheet total | € 397 | € 2,983 | € 4,568 | € 2,074 | ▼ 55% |
Key figures of T&M HOLDING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to T&M HOLDING?
What happened at T&M HOLDING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,890. Source: NBB ↗
- New establishment in Oud-Heverlee. KBO
- Joseph Myny became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,853 loss in 2022 to € 7,890 loss in 2025.
A new publication or filing at T&M HOLDING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Joseph Myny
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Naamsestraat 9
3000 Leuven
Sappellenbos 4
3052 Oud-Heverlee
Active since 8 August 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →LA MIRAGE
€ 187,911 gross margin · 2025
GROUP GLOBISS
€ 3.7 million gross margin · 2025
PROVALUE
€ 570,403 gross margin · 2025
KOMODO INVEST
€ -3,603 gross margin · 2025
WESP EUROPE
€ -30,199 gross margin · 2025
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0848.090.202
- VAT number
- BE 0848.090.202
- Registered office
- Naamsestraat 9, 3000 Leuven
- Names & denominations
- T&M HOLDING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 August 2012
- Peppol
- Not registered