Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
'T RUITERSHOF from Horebeke, company number BE0848013887, closed financial year 2025 with a result of € -37,011 after tax. For that financial year 'T RUITERSHOF recorded a gross margin of € -1,424 and equity of € -186,742. Compared with financial year 2024, the result moved from € -40,160 to € -37,011. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ -186,742
▼ € 37,011 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,011
▲ 8 % less loss than in 2024
Profit after tax over the fiscal year.
€ 6,411
▼ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -206,742.
People and assets in 2025
€ 182,395
▼ 8% vs 2024
Of which on lease € 127,314.
Debts at end 2025
€ 215,295
▼ 7% vs 2024
€ 16,266 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 8,891
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,132
▲ 14% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,733 | € 5,029 | € -4,480 | € -1,424 | ▲ € 3,056 |
| Profit after taxes | € -24,458 | € -31,306 | € -40,160 | € -37,011 | ▲ € 3,149 |
| Equity | € -78,264 | € -109,570 | € -149,730 | € -186,742 | ▼ € 37,011 |
| Total debts | € 362,009 | € 371,330 | € 376,796 | € 416,545 | ▲ 11% |
| Cash | € 11,295 | € 12,198 | € 6,817 | € 6,411 | ▼ 6% |
| Retained profit | € -98,264 | € -129,570 | € -169,730 | € -206,742 | ▼ € 37,011 |
| Bank debt | € 260,415 | € 245,996 | € 230,943 | € 215,295 | ▼ 7% |
| Balance sheet total | € 283,745 | € 261,760 | € 227,066 | € 229,803 | ▲ 1% |
Key figures of 'T RUITERSHOF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to 'T RUITERSHOF?
What happened at 'T RUITERSHOF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 37,011. Source: NBB ↗
- AMBER VERHEYEN became a director. NBB
- NANCY D'HONDT became a director. NBB
- New establishment in Horebeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,458 loss in 2022 to € 37,011 loss in 2025.
Management
Behind 'T RUITERSHOF are NANCY D'HONDT and AMBER VERHEYEN.
Directors
According to the 2025 annual accounts
NANCY D'HONDT
Director
since 2015
AMBER VERHEYEN
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Ruitersstraat 2
9667 Horebeke
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0848.013.887
- VAT number
- BE 0848.013.887
- Registered office
- Ruitersstraat 2, 9667 Horebeke
- Names & denominations
- 'T RUITERSHOF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 August 2012
- Peppol
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