Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Govaerts Sint-Truiden from Sint-Truiden, company number BE0847840376, closed financial year 2025 with a result of € 42,304 after tax. For that financial year Govaerts Sint-Truiden recorded a gross margin of € 551,116 and equity of € 417,211. Compared with financial year 2024, the result moved from € 31,950 to € 42,304. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 417,211
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 42,304
▲ 32% vs 2024
Profit after tax over the fiscal year.
€ 269,417
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 117,211.
People and assets in 2025
5.3
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 381,876
▲ 10% vs 2024
€ 72,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,772
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 684,976
▲ 11% vs 2024
Loans from banks and other lenders, long and short.
€ 1.9 million
▲ € 1.6 million vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,603
▼ 67% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 372,933 | € 518,680 | € 504,191 | € 551,116 | ▲ 9% |
| Profit after taxes | € -2,168 | € 97,305 | € 31,950 | € 42,304 | ▲ 32% |
| Equity | € 245,653 | € 342,958 | € 374,907 | € 417,211 | ▲ 11% |
| Total debts | € 1,176,556 | € 1,422,359 | € 1,140,559 | € 2,625,423 | ▲ 130% |
| Cash | € 185,584 | € 142,931 | € 192,927 | € 269,417 | ▲ 40% |
| Land & buildings | € 232,217 | € 228,182 | € 206,639 | € 190,773 | ▼ 8% |
| Retained profit | € -54,347 | € 42,958 | € 74,907 | € 117,211 | ▲ 56% |
| Bank debt | € 827,082 | € 702,870 | € 619,819 | € 684,976 | ▲ 11% |
| Balance sheet total | € 1,422,209 | € 1,765,317 | € 1,515,466 | € 3,042,635 | ▲ 101% |
| Employees (FTE) | 5.9 | 5.8 | 5.6 | 5.3 | ▼ 0.3 |
Key figures of Govaerts Sint-Truiden, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Govaerts Sint-Truiden?
What happened at Govaerts Sint-Truiden in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 42,304 (▲ 32% vs 2024). Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,168 loss in 2022 to € 42,304 profit in 2025.
Paid € 34,900 in corporate taxes since 2022.
Best year ever: 2023, with € 97,305 profit.
On average € 104,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Malisa comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Govaerts Sint-TruidenBehind Govaerts Sint-Truiden is MALISA BV. The shares are held by Malisa (99.9%).
Directors
According to the 2025 annual accounts
Administrator-manager · represented by Peter Govaerts
Also active at: Govimo, Govaerts Halen
Shareholders
99.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Industrielaan 3340
3800 Sint-Truiden
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0847.840.376
- VAT number
- BE 0847.840.376
- Registered office
- Industrielaan 3340, 3800 Sint-Truiden
- Names & denominations
- Govaerts Sint-Truiden
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 August 2012
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Groothandel in andere motorvoertuigen (> 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in andere motorvoertuigen (> 3,5 ton)
+2