Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CONFORT-FINANCES from Binche, company number BE0847768617, closed financial year 2025 with a result of € -6,024 after tax. For that financial year CONFORT-FINANCES recorded a gross margin of € 21,284 and equity of € 260,510. Compared with financial year 2024, the result moved from € -16,304 to € -6,024. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 260,510
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,024
▲ 63 % less loss than in 2024
Profit after tax over the fiscal year.
€ 25,549
▲ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 240,050.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 6,091
▼ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4,796
▼ 63% vs 2024
Loans from banks and other lenders, long and short.
€ 3,851
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,679
▲ 227% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,230 | € -1,711 | € 3,716 | € 21,284 | ▲ € 17,568 |
| Profit after taxes | € -33,782 | € -17,729 | € -16,304 | € -6,024 | ▲ € 10,281 |
| Equity | € 300,567 | € 282,838 | € 266,534 | € 260,510 | ▼ 2% |
| Total debts | € 42,790 | € 32,208 | € 39,285 | € 35,314 | ▼ 10% |
| Cash | € 198,185 | € 91,602 | € 14,915 | € 25,549 | ▲ 71% |
| Land & buildings | € 156,194 | € 159,256 | € 316,583 | € 306,709 | ▼ 3% |
| Retained profit | € 281,967 | € 262,378 | € 246,074 | € 240,050 | ▼ 2% |
| Bank debt | € 31,379 | € 20,978 | € 12,938 | € 4,796 | ▼ 63% |
| Balance sheet total | € 403,748 | € 373,405 | € 361,981 | € 350,439 | ▼ 3% |
Key figures of CONFORT-FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONFORT-FINANCES?
What happened at CONFORT-FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,024. Source: NBB ↗
- PASCAL VECCHIATO became a director. NBB
- THOMAS VECCHIATO became a director. NBB
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,782 loss in 2022 to € 6,024 loss in 2025.
Paid € 10,022 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CONFORT-FINANCES are PASCAL VECCHIATO and THOMAS VECCHIATO.
Directors
According to the 2025 annual accounts
PASCAL VECCHIATO
Director
since 2020
THOMAS VECCHIATO
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue Sèche Epée(BUV) 2A
7133 Binche
Rue Sèche Epée(BUV) 2 box A
7133 Binche
Active since 30 July 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0847.768.617
- VAT number
- BE 0847.768.617
- Registered office
- Rue Sèche Epée(BUV) 2A, 7133 Binche
- Names & denominations
- CONFORT-FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 July 2012
- Peppol
- Active · Active since 18 Dec 2025