Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FM SAFETY from Scherpenheuvel-Zichem, company number BE0847527602, closed financial year 2025 with a result of € 30,166 after tax. For that financial year FM SAFETY recorded a gross margin of € 81,485 and equity of € 37,334. Compared with financial year 2024, the result moved from € 8,231 to € 30,166. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 21, 2026.
€ 37,334
▼ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 30,166
▲ 266% vs 2024
Profit after tax over the fiscal year.
€ 45,681
▲ 211% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 40,667 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 1,364
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 461,808
▼ 3% vs 2024
€ 4,866 is repaid this year. At this pace the long-term loan is gone in ≈ 89 years.
€ 4,687
▼ 74% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,637
▲ 125% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 34,816 | € 61,530 | € 43,377 | € 81,485 | ▲ 88% |
| Profit after taxes | € 6,608 | € 31,452 | € 8,231 | € 30,166 | ▲ 266% |
| Equity | € 14,352 | € 39,604 | € 47,835 | € 37,334 | ▼ 22% |
| Total debts | € 563,132 | € 552,039 | € 566,760 | € 587,226 | ▲ 4% |
| Cash | € 17,064 | € 30,588 | € 14,694 | € 45,681 | ▲ 211% |
| Land & buildings | € 499,647 | € 499,431 | € 485,824 | € 472,217 | ▼ 3% |
| Retained profit | € 8,152 | € 39,604 | € 47,835 | € 37,334 | ▼ 22% |
| Dividend | € 0 | € 0 | € 0 | € 40,667 | |
| Bank debt | € 512,477 | € 480,960 | € 478,481 | € 461,808 | ▼ 3% |
| Balance sheet total | € 577,484 | € 591,642 | € 614,595 | € 624,560 | ▲ 2% |
Key figures of FM SAFETY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FM SAFETY?
What happened at FM SAFETY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 30,166 (▲ 266% vs 2024). Source: NBB ↗
- Kirsten Loix became a director. NBB
- Ignace Loix became a director. NBB
- Myriam Swinnen became a director. NBB
- New establishment in Scherpenheuvel-Zichem. KBO
- Frank Loix became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,608 profit in 2022 to € 30,166 profit in 2025.
Paid € 22,675 in corporate taxes since 2022.
Best year ever: 2023, with € 31,452 profit.
Paid out € 40,667 in dividends to the owners in total.
A new publication or filing at FM SAFETY? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FM SAFETY are Kirsten Loix, Ignace Loix, Myriam Swinnen and Frank Loix.
Directors
According to the 2025 annual accounts
Kirsten Loix
Associate
since 2020
Ignace Loix
Associate
since 2017
Myriam Swinnen
Associate
since 2016
Frank Loix
Administrator-manager
since 2012
Establishments
Establishment units
Physical locations of this company
Lobbensestraat(Z) 137
3271 Scherpenheuvel-Zichem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0847.527.602
- VAT number
- BE 0847.527.602
- Registered office
- Lobbensestraat(Z) 137, 3271 Scherpenheuvel-Zichem
- Names & denominations
- FM SAFETY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 July 2012
- Peppol
- Active · Active since 5 Nov 2025
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