Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GARAGE PAPY ET FILS from Ham-sur-Heure-Nalinnes, company number BE0847492562, closed financial year 2025 with a result of € -3,269 after tax. For that financial year GARAGE PAPY ET FILS recorded a gross margin of € 120,660 and equity of € 36,072. Compared with financial year 2024, the result moved from € -23,324 to € -3,269. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 36,072
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,269
▲ 86 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,343
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 15,612.
People and assets in 2025
€ 99,311
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 68
▼ 81% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 55,879
▲ 55% vs 2024
Loans from banks and other lenders, long and short.
€ 56,467
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 580
▼ 97% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 106,301 | € 43,261 | € 102,648 | € 120,660 | ▲ 18% |
| Profit after taxes | € 19,307 | € -39,342 | € -23,324 | € -3,269 | ▲ € 20,054 |
| Equity | € 102,006 | € 62,665 | € 39,341 | € 36,072 | ▼ 8% |
| Total debts | € 169,298 | € 171,302 | € 173,232 | € 174,034 | |
| Cash | € 3,320 | € 4,229 | € 10,437 | € 1,343 | ▼ 87% |
| Land & buildings | € 68,258 | € 68,258 | € 68,258 | € 68,258 | |
| Retained profit | € 83,406 | € 42,205 | € 18,881 | € 15,612 | ▼ 17% |
| Bank debt | € 101,422 | € 48,135 | € 36,098 | € 55,879 | ▲ 55% |
| Balance sheet total | € 271,304 | € 233,967 | € 212,573 | € 210,105 | ▼ 1% |
Key figures of GARAGE PAPY ET FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GARAGE PAPY ET FILS?
What happened at GARAGE PAPY ET FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,269. Source: NBB ↗
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,307 profit in 2022 to € 3,269 loss in 2025.
Paid € 133 in corporate taxes since 2022.
Best year ever: 2022, with € 19,307 profit.
A new publication or filing at GARAGE PAPY ET FILS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GARAGE PAPY ET FILS are DAVID SMETS and MARIE CHALMAGNE.
Directors
According to the 2025 annual accounts
DAVID SMETS
Manager
MARIE CHALMAGNE
Manager
Establishments
Establishment units
Physical locations of this company
Rue Baudouin Leprince(JAM) 24
6120 Ham-sur-Heure-Nalinnes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0847.492.562
- VAT number
- BE 0847.492.562
- Registered office
- Rue Baudouin Leprince(JAM) 24, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- GARAGE PAPY ET FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 2012
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Bandenservicebedrijven
Detailhandel in onderdelen en accessoires van motorvoertuigen
Reparatie en montage van specifieke auto-onderdelen