Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2025
Joêlle DUFAY from Péruwelz, company number BE0847202156, closed financial year 2025 with a result of € -34,236 after tax. For that financial year Joêlle DUFAY recorded a gross margin of € 101,366 and equity of € -63,417. Compared with financial year 2024, the result moved from € -1,576 to € -34,236. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 10, 2026.
€ -63,417
▼ € 34,236 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,236
▼ 2072 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,784
▲ € 7,102 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -78,917.
People and assets in 2025
€ 107,571
▼ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 950
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 69,961
▼ 24% vs 2024
€ 8,806 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 39,914
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 85,547
▲ 155% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 334,264 | € 344,849 | € 350,849 | - | |
| Gross margin | € 109,999 | € 94,908 | € 134,084 | € 101,366 | ▼ 24% |
| Profit after taxes | € 4,129 | € -43,559 | € -1,576 | € -34,236 | ▼ € 32,660 |
| Equity | € 15,954 | € -27,605 | € -29,181 | € -63,417 | ▼ € 34,236 |
| Total debts | € 286,177 | € 308,567 | € 285,110 | € 271,765 | ▼ 5% |
| Cash | € 3,542 | € 6,282 | € 1,683 | € 8,784 | ▲ € 7,102 |
| Land & buildings | € 113,350 | € 100,948 | € 88,546 | € 76,144 | ▼ 14% |
| Retained profit | € 454 | € -43,105 | € -44,681 | € -78,917 | ▼ € 34,236 |
| Bank debt | € 141,629 | € 117,359 | € 91,882 | € 69,961 | ▼ 24% |
| Balance sheet total | € 302,131 | € 280,962 | € 255,929 | € 208,348 | ▼ 19% |
Key figures of Joêlle DUFAY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Joêlle DUFAY?
What happened at Joêlle DUFAY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
Joêlle DUFAY is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2025: loss of € 34,236. Source: NBB ↗
- New establishment in Mouscron. KBO
- New establishment in Péruwelz. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,129 profit in 2022 to € 34,236 loss in 2025.
Best year ever: 2022, with € 4,129 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Pont-à-la-Faulx(PER) 37
7600 Péruwelz
Rue Pont-à-la-Faulx(PER) 21
7600 Péruwelz
Active since 6 July 2012
Menenstraat 132
7700 Mouscron
Active since 18 November 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0847.202.156
- VAT number
- BE 0847.202.156
- Registered office
- Rue Pont-à-la-Faulx(PER) 37, 7600 Péruwelz
- Names & denominations
- Joêlle DUFAY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 6 July 2012
- Peppol
- Active · Active since 12 Jan 2026
- Contact
- joelledufay.be
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