Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FIENAR FINANCE from Lommel, company number BE0846717849, closed financial year 2025 with a result of € -1,592 after tax. For that financial year FIENAR FINANCE recorded a gross margin of € -16,427 and equity of € 140,534. Compared with financial year 2024, the result moved from € 2,766 to € -1,592. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 16, 2025.
€ 140,534
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,592
▼ still € 2,766 profit in 2024
Profit after tax over the fiscal year.
€ 249
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 40,534.
Debts at end 2025
€ 6,500
▲ 160% vs 2024
Loans from banks and other lenders, long and short.
€ 624,100
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,374 | € -9,228 | € -11,475 | € -16,427 | ▼ € 4,952 |
| Profit after taxes | € 3,574 | € 4,409 | € 2,766 | € -1,592 | ▼ € 4,358 |
| Equity | € 134,950 | € 139,360 | € 142,126 | € 140,534 | ▼ 1% |
| Total debts | € 619,533 | € 630,649 | € 621,947 | € 630,822 | ▲ 1% |
| Cash | € 1,338 | € 215 | € 352 | € 249 | ▼ 29% |
| Retained profit | € 34,950 | € 39,360 | € 42,126 | € 40,534 | ▼ 4% |
| Bank debt | € 0 | € 3,500 | € 2,500 | € 6,500 | ▲ 160% |
| Balance sheet total | € 754,483 | € 770,008 | € 764,073 | € 771,357 | ▲ 1% |
Key figures of FIENAR FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 November 2026.
What happened to FIENAR FINANCE?
What happened at FIENAR FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Arnold Joosten stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1,592 (▼ € 4,358 vs 2024). Source: NBB ↗
- Arnold Joosten became a director. NBB
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,574 profit in 2022 to € 1,592 loss in 2025.
Paid € 3,904 in corporate taxes since 2022.
Best year ever: 2023, with € 4,409 profit.
Management
The stake of FIEMA HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FIENAR FINANCEThe shares are held by FIEMA HOLDING (100%).
Directors
According to the 2025 annual accounts
Arnold Joosten
Managing director
Also active at: Fiema Construct, Fiema Invest, Den Ambacht, Winkelverhuur Hulst
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hoevenstraat 55A box 1
3920 Lommel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →LOTAR VASTGOED ONTWIKKELING
€ 212,898 gross margin · 2025
FIEMA HOLDING same network
€ 285,322 gross margin · 2025
Lotar Invest
€ 117,984 gross margin · 2025
Fiema Construct same network
€ 157,274 gross margin · 2025
Fiema Invest same network
€ 152,825 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0846.717.849
- VAT number
- BE 0846.717.849
- Registered office
- Hoevenstraat 55A bus 1, 3920 Lommel
- Names & denominations
- FIENAR FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 June 2012
- Peppol
- Active · Active since 13 May 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Handel in eigen onroerend goed
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Ontwikkeling van niet-residentiële bouwprojecten