Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
L&C IMMO from Sint-Truiden, company number BE0846583435, closed financial year 2024 with a result of € 11,987 after tax. For that financial year L&C IMMO recorded a gross margin of € 116,027 and equity of € -810,143. Compared with financial year 2023, the result moved from € -194,836 to € 11,987. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 6, 2025.
€ -810,143
▲ € 11,987 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,987
▲ still € 194,836 loss in 2023
Profit after tax over the fiscal year.
€ 29,960
▼ 76% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -830,143.
Debts at end 2024
€ 1.1 million
▼ 39% vs 2023
€ 10,599 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,415
▼ 86% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 901,418 | € 68,887 | € 6,916 | € 116,027 | ▲ € 109,110 |
| Profit after taxes | € 743,752 | € -27,355 | € -194,836 | € 11,987 | ▲ € 206,822 |
| Equity | € -599,939 | € -627,294 | € -822,129 | € -810,143 | ▲ € 11,987 |
| Total debts | € 3,269,844 | € 3,676,152 | € 3,930,457 | € 3,284,480 | ▼ 16% |
| Cash | € 827,977 | € 543,618 | € 124,485 | € 29,960 | ▼ 76% |
| Retained profit | € -619,939 | € -647,294 | € -842,129 | € -830,143 | ▲ € 11,987 |
| Bank debt | € 1,125,000 | € 1,632,073 | € 1,812,479 | € 1,096,698 | ▼ 39% |
| Balance sheet total | € 2,669,905 | € 3,048,859 | € 3,108,327 | € 2,474,337 | ▼ 20% |
Key figures of L&C IMMO, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to L&C IMMO?
What happened at L&C IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 11,987. filed late Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 743,752 profit in 2021 to € 11,987 profit in 2024.
Best year ever: 2021, with € 743,752 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind L&C IMMO are HMCBASE BV and Stephane Libens. The same people are also behind L&C Buildings. HMCBASE BV is also behind BICON, CLAYSTONES, IMMO RENO-SALE BVBA and RENO-SALE. Stephane Libens is also behind TRUDO MANAGEMENT and TRUDO PALLETTEN EN KISTEN.
Directors
According to the 2024 annual accounts
Director · represented by Hans Celis
Also active at: L&C Buildings, BICON, CLAYSTONES, IMMO RENO-SALE BVBA, RENO-SALE
Establishments
Establishment units
Physical locations of this company
Lichtenberglaan 2062
3800 Sint-Truiden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →L&C Buildings same network
€ -14,692 gross margin · 2024
MARIEKE
BICON same network
€ -135,362 gross margin · 2024
CLAYSTONES same network
€ 27,700 revenue · 2025
HMCBASE same network
€ 910,811 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0846.583.435
- VAT number
- BE 0846.583.435
- Registered office
- Lichtenberglaan 2062, 3800 Sint-Truiden
- Names & denominations
- L&C IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 June 2012
- Peppol
- Active · Active since 1 Oct 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Verhuur en exploitatie van sociale woningen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen