Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NIVEMA from Dilsen-Stokkem, company number BE0846427344, closed financial year 2025 with a result of € -38,389 after tax. For that financial year NIVEMA recorded a gross margin of € 187,453 and equity of € 159,587. Compared with financial year 2024, the result moved from € -16,842 to € -38,389. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 5, 2026.
€ 159,587
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -38,389
▼ 128 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,100
▲ 113% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 151,587.
People and assets in 2025
€ 144,756
▲ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 5% vs 2024
€ 126,031 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 106,426
▲ 52% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,235
▼ 23% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 142,854 | € 163,621 | € 177,247 | € 187,453 | ▲ 6% |
| Profit after taxes | € 3,737 | € -33,044 | € -16,842 | € -38,389 | ▼ € 21,547 |
| Equity | € 247,863 | € 214,819 | € 188,526 | € 159,587 | ▼ 15% |
| Total debts | € 1,571,560 | € 1,539,447 | € 1,406,434 | € 1,417,694 | ▲ 1% |
| Cash | € 34,385 | € 12,641 | € 2,861 | € 6,100 | ▲ 113% |
| Land & buildings | € 1,008,848 | € 1,033,795 | € 985,362 | € 1,014,145 | ▲ 3% |
| Retained profit | € 239,863 | € 206,819 | € 180,526 | € 151,587 | ▼ 16% |
| Bank debt | € 1,300,846 | € 1,340,070 | € 1,232,414 | € 1,164,792 | ▼ 5% |
| Balance sheet total | € 1,819,424 | € 1,754,266 | € 1,594,959 | € 1,577,282 | ▼ 1% |
Key figures of NIVEMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NIVEMA?
What happened at NIVEMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 38,389. filed late Source: NBB ↗
- Freddy Nijskens became a director. NBB
- New establishment in Dilsen-Stokkem. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,737 profit in 2022 to € 38,389 loss in 2025.
Paid € 1 in corporate taxes since 2022.
Best year ever: 2022, with € 3,737 profit.
Management
Behind NIVEMA is Freddy Nijskens.
Directors
According to the 2025 annual accounts
Freddy Nijskens
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Vossenbergstraat 3
3650 Dilsen-Stokkem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0846.427.344
- VAT number
- BE 0846.427.344
- Registered office
- Vossenbergstraat 3, 3650 Dilsen-Stokkem
- Names & denominations
- NIVEMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 2012
- Peppol
- Active · Active since 29 Jan 2026
- Activities · NACE
Metselwerk
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