Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Sylvie Paques Gestion Investissements from Ans, company number BE0846358850, closed financial year 2025 with a result of € 7,233 after tax. For that financial year Sylvie Paques Gestion Investissements recorded a gross margin of € 42,862 and equity of € 489,541. Compared with financial year 2024, the result moved from € 106,669 to € 7,233. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 489,541
▼ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,233
▼ 93% vs 2024
Profit after tax over the fiscal year.
€ 25,638
▲ 105% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 170,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 23,724
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 29,178
▼ 12% vs 2024
€ 6,132 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,000
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 116,343 | € 74,079 | € 59,021 | € 42,862 | ▼ 27% |
| Profit after taxes | € 97,171 | € 95,599 | € 106,669 | € 7,233 | ▼ 93% |
| Equity | € 615,040 | € 630,639 | € 652,308 | € 489,541 | ▼ 25% |
| Total debts | € 15,340 | € 8,014 | € 35,341 | € 117,178 | ▲ 232% |
| Cash | € 2,920 | € 9,606 | € 12,489 | € 25,638 | ▲ 105% |
| Retained profit | € 372,808 | € 388,407 | € 410,076 | € 247,309 | ▼ 40% |
| Dividend | € 80,000 | € 80,000 | € 85,000 | € 170,000 | ▲ 100% |
| Bank debt | € 6,250 | € 6,250 | € 32,971 | € 29,178 | ▼ 12% |
| Balance sheet total | € 1,007,864 | € 1,023,419 | € 1,064,428 | € 987,961 | ▼ 7% |
| Employees (FTE) | 1 | 0.2 | - | 0 |
Key figures of Sylvie Paques Gestion Investissements, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Sylvie Paques Gestion Investissements?
What happened at Sylvie Paques Gestion Investissements in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,233 (▼ 93% vs 2024). Source: NBB ↗
- New establishment in Ans. KBO
- Start of the company according to the CBE. KBO
In short
From € 97,171 profit in 2022 to € 7,233 profit in 2025.
Paid € 22,201 in corporate taxes since 2022.
Best year ever: 2024, with € 106,669 profit.
On average € 116,300 of value added per employee in 2022.
A new publication or filing at Sylvie Paques Gestion Investissements? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Sylvie Paques Gestion Investissements is Sylvie PAQUES. It owns 49.5% of PAQUES - GAICKI FINANCES itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Georges Truffaut 115
4432 Ans
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0846.358.850
- VAT number
- BE 0846.358.850
- Registered office
- Rue Georges Truffaut 115, 4432 Ans
- Names & denominations
- Sylvie Paques Gestion Investissements · SPGI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 June 2012
- Peppol
- Active · Active since 13 Jan 2026
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van verzekeringsagenten en -makelaars