Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Terra Ripam from Veurne, company number BE0846227505, closed financial year 2025 with a result of € -4,246 after tax. For that financial year Terra Ripam recorded a gross margin of € -4,935 and equity of € 551,064. Compared with financial year 2024, the result moved from € -6,046 to € -4,246. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 5, 2025.
€ 551,064
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,246
▲ 30 % less loss than in 2024
Profit after tax over the fiscal year.
€ 38,302
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 503,064.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 139,154 | € 113,699 | € -4,862 | € -4,935 | ▼ € 73 |
| Profit after taxes | € 101,816 | € 76,807 | € -6,046 | € -4,246 | ▲ € 1,800 |
| Equity | € 484,549 | € 561,356 | € 555,310 | € 551,064 | ▼ 1% |
| Total debts | € 334,778 | € 0 | € 0 | € 0 | |
| Cash | € 3,108 | € 1,090 | € 555,310 | € 38,302 | ▼ 93% |
| Retained profit | € 436,549 | € 513,356 | € 507,310 | € 503,064 | ▼ 1% |
| Balance sheet total | € 819,327 | € 561,356 | € 555,310 | € 551,064 | ▼ 1% |
Key figures of Terra Ripam, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Terra Ripam?
What happened at Terra Ripam in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,246. Source: NBB ↗
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 101,816 profit in 2022 to € 4,246 loss in 2025.
Paid € 70,073 in corporate taxes since 2022.
Best year ever: 2022, with € 101,816 profit.
Management
Behind Terra Ripam is Bernadette Vandeputte . Bernadette Vandeputte is also behind Deschrijver & C°, DB VASTGOED and Trulla Aurea.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kerkhoek 8 box a
8630 Veurne
Zwaaikomstraat 23
8800 Roeselare
Active since 29 May 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0846.227.505
- VAT number
- BE 0846.227.505
- Registered office
- Kerkhoek 8 bus a, 8630 Veurne
- Names & denominations
- Terra Ripam
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 2012
- Peppol
- Not registered