Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
FORTY-LOVE from Gavere, company number BE0845972929, closed financial year 2025 with a result of € 26,003 after tax. For that financial year FORTY-LOVE recorded a gross margin of € 55,831 and equity of € 156,442. Compared with financial year 2024, the result moved from € -5,045 to € 26,003. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ 156,442
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,003
▲ still € 5,045 loss in 2024
Profit after tax over the fiscal year.
€ 52,336
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 150,242.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 33,340
▼ 33% vs 2024
Of which on lease € 31,562.
Debts at end 2025
€ 30,681
▼ 26% vs 2024
€ 10,519 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 5,424
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,810
▲ 166% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -9,218 | € -8,589 | € -12,135 | € 55,831 | ▲ € 67,966 |
| Profit after taxes | € -20,525 | € 9,203 | € -5,045 | € 26,003 | ▲ € 31,048 |
| Equity | € 218,947 | € 228,150 | € 130,439 | € 156,442 | ▲ 20% |
| Total debts | € 35,945 | € 40,494 | € 170,348 | € 124,546 | ▼ 27% |
| Cash | € 874 | € 65,502 | € 127,869 | € 52,336 | ▼ 59% |
| Land & buildings | € 2,479 | € 1,864 | € 1,595 | € 1,326 | ▼ 17% |
| Retained profit | € 212,747 | € 221,950 | € 124,239 | € 150,242 | ▲ 21% |
| Dividend | € 0 | € 0 | € 92,666 | € 0 | ▼ 100% |
| Bank debt | € 14,987 | € 5,522 | € 41,201 | € 30,681 | ▼ 26% |
| Balance sheet total | € 254,892 | € 268,643 | € 300,787 | € 280,988 | ▼ 7% |
Key figures of FORTY-LOVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FORTY-LOVE?
What happened at FORTY-LOVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,003. Source: NBB ↗
- New establishment in Gavere. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,525 loss in 2022 to € 26,003 profit in 2025.
Paid € 16,185 in corporate taxes since 2022.
Best year ever: 2025, with € 26,003 profit.
Paid out € 92,666 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FORTY-LOVE is Jo Van Hoecke. Jo Van Hoecke is also behind double pass.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Luxemburgstraat 98
9890 Gavere
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0845.972.929
- VAT number
- BE 0845.972.929
- Registered office
- Luxemburgstraat 98, 9890 Gavere
- Names & denominations
- FORTY-LOVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 2012
- Peppol
- Active · Active since 15 Sept 2026
- Activities · NACE
Activiteiten van hoofdkantoren